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XIRR calculator

In plain words

Add each amount with its date: money you invested as a negative number, money you received or the value today as a positive number. XIRR is the yearly rate that makes them all balance.

Calculating…

For example, investing ₹50,000 on 1 Jan 2023 and ₹50,000 on 1 Jan 2024, with ₹1,30,000 on 31 Dec 2025, is an XIRR of about 11.0% a year.

Common questions

Why are investments negative?

XIRR treats money leaving your pocket as negative and money coming back, or today's value, as positive.

How is XIRR different from CAGR?

CAGR assumes one investment at the start. XIRR weighs every amount by how long it was invested.

An illustration, not a forecast or investment advice.

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