NSE ScannerNBFC & Lending · Finance/Rental/Leasing · NSE: HDBFS · data 2026-10-31
HDB Financial Services Limited
In plain words
Price: 37.4% below its 52-week high of ₹796.7.
Delivery: 54.8% of traded shares were kept for delivery over the last 10 sessions, against 61.2% over the last 60.
Latest results: a net profit of ₹780 cr for the quarter ended Sept 2026 (+34.2% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹19,362 cr |
| Net profit (last 12 months) | ₹2,960 cr |
| Sales growth, 3 years (yearly) | 14.1% |
| Profit growth, 3 years (yearly) | 9.1% |
At a glance
Promoters 74.1% (-0.1 pts in a year), pledged 0.0%, institutions 16.0%.
P/E 14.0, P/B 1.9, dividend yield 0.8%. Price relative to earnings and book value (low is cheaper, not better).
ROE 13.9%, operating margin 35.1%: how much profit it earns on the money it uses.
Profit growth 9.1% and sales growth 14.1% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Latest results in brief (Q2 FY27)
HDBFS Q2 FY27 results (standalone figures, as filed on NSE).
Revenue was ₹5,005.32 crore, up 10.1% YoY and up 1.4% QoQ.
Net profit was ₹780.2 crore, up 34.2% YoY and down 0.6% QoQ.
Operating margin was 58.3% (55.6% a year ago).
EPS was ₹9.39, up 34% YoY and down 0.7% QoQ.
HDBFS के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
राजस्व: ₹5,005.32 करोड़; पिछले साल की तुलना में 10.1% की बढ़त, पिछली तिमाही की तुलना में 1.4% की बढ़त।
शुद्ध मुनाफ़ा: ₹780.2 करोड़; पिछले साल की तुलना में 34.2% की बढ़त, पिछली तिमाही की तुलना में 0.6% की गिरावट।
ऑपरेटिंग मार्जिन: 58.3% (एक साल पहले 55.6%)।
EPS: ₹9.39; पिछले साल की तुलना में 34% की बढ़त, पिछली तिमाही की तुलना में 0.7% की गिरावट।
HDBFSના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹5,005.32 કરોડ; ગયા વર્ષની સરખામણીએ 10.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.4% વધારો.
ચોખ્ખો નફો: ₹780.2 કરોડ; ગયા વર્ષની સરખામણીએ 34.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 0.6% ઘટાડો.
ઓપરેટિંગ માર્જિન: 58.3% (એક વર્ષ પહેલાં 55.6%).
EPS: ₹9.39; ગયા વર્ષની સરખામણીએ 34% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 0.7% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
33/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 17/30: Delivery 56.4% over the last 20 sessions vs 70.6% in the 40 before (0.8x); shares delivered per day 1.92x usual; 3 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 11/15: 13 schemes hold it, about ₹2,773 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Dividend ● Results
- 23 Oct 26Dividend Dividend ₹2 (ex-date) -1.9% next session
- 14 Oct 26Results Q2 FY27 results: profit +34.2% YoY -11.5% next session
- 15 Jul 26Results Q1 FY27 results: profit +38.3% YoY +1.1% next session
- 18 Jun 26Dividend Dividend ₹2 (ex-date) +2.1% next session
- 15 Apr 26Results Q4 FY26 results: net profit ₹750.7 cr +11.6% next session
- 14 Jan 26Results Q3 FY26 results: net profit ₹643.9 cr -0.3% next session
- 24 Oct 25Dividend Dividend ₹2 (ex-date) -1.5% next session
- 15 Oct 25Results Q2 FY26 results: net profit ₹581.4 cr -0.4% next session
- 15 Jul 25Results Q1 FY26 results: net profit ₹567.8 cr -3.4% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹5,005 cr | ₹780 cr | +34.2% | 58.3% | 9.39 |
| Jun 2026 | ₹4,938 cr | ₹785 cr | +38.3% | 58.0% | 9.46 |
| Mar 2026 | ₹4,745 cr | ₹751 cr | — | 57.9% | 9.04 |
| Dec 2025 | ₹4,673 cr | ₹644 cr | — | 56.0% | 7.76 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 74.08% | 74.12% | 74.12% | 74.15% |
| Foreign institutions (FII) | 4.04% | 3.55% | 3.01% | 3.32% |
| Domestic institutions (DII) | 11.95% | 12.10% | 12.28% | 11.41% |
| Mutual funds | 10.06% | 10.59% | 10.96% | 10.40% |
| Retail investors | 6.35% | 6.58% | 6.84% | 7.25% |
| Number of shareholders | 8,80,572 | 9,25,474 | 9,61,497 | 10,27,204 |
Common questions
What was HDB Financial Services Limited's latest quarterly profit?
HDB Financial Services Limited reported a net profit of ₹780 cr for the quarter ended Sept 2026 (+34.2% on the same quarter a year earlier), on revenue of ₹5,005 cr.
How much do promoters hold in HDB Financial Services Limited?
Promoters held 74.08% of HDB Financial Services Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is HDB Financial Services Limited debt-free?
Its latest reported debt-to-equity ratio is 4.84, meaning borrowings are larger than shareholders' equity.
What is HDB Financial Services Limited's P/E ratio?
About 14, based on the last 12 months' earnings and a price of ₹498.55 (data 2026-10-31).
What is the 52-week high and low of HDB Financial Services Limited?
The 52-week high is ₹796.7 and the 52-week low is ₹494.15.
Mutual funds holding HDB Financial Services Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 13 schemes holding about ₹2,773 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| Mirae Asset Large & Midcap Fund | Mirae Asset Mutual Fund | 1.96% | ₹840 cr |
| Mirae Asset Midcap Fund | Mirae Asset Mutual Fund | 3.36% | ₹657 cr |
| Nippon India Growth Mid Cap Fund | Nippon India Mutual Fund | 0.87% | ₹437 cr |
| SBI Midcap Fund | SBI Mutual Fund | 1.87% | ₹435 cr |
| SBI Banking And Financial Services Fund | SBI Mutual Fund | 1.00% | ₹104 cr |
| Mirae Asset Multicap Fund | Mirae Asset Mutual Fund | 1.90% | ₹102 cr |
| Mirae Asset Banking and Financial Services Fund | Mirae Asset Mutual Fund | 2.74% | ₹60 cr |
| ADITYA BIRLA SUN LIFE MULTI ASSET ALLOCATION FUND | Aditya Birla Sun Life Mutual Fund | 0.67% | ₹50 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 1.46% | ₹50 cr |
| SBI RETIREMENT BENEFIT FUND - AGGRESSIVE PLAN | SBI Mutual Fund | 0.95% | ₹29 cr |
| SBI RETIREMENT BENEFIT FUND - AGGRESSIVE HYBRID PLAN | SBI Mutual Fund | 0.59% | ₹9 cr |
| SBI RETIREMENT BENEFIT FUND - CONSERVATIVE PLAN | SBI Mutual Fund | 0.21% | ₹0 cr |
| Mirae Asset BSE Select IPO ETF | Mirae Asset Mutual Fund | 0.94% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| HDB Financial Services Limited | ₹498.55 | ₹41,419 cr | 14 | 1.9 | 13.9% | — | 4.84 | -32.2% |
| Piramal Finance Limited | ₹1,817 | ₹57,100 cr | 21.8 | 1.3 | 6.7% | — | 2.85 | +44.2% |
| SBI Cards & Payment Services Ltd | ₹525 | ₹50,104 cr | 19.2 | 2.9 | 14.7% | — | 2.81 | -42.4% |
| Sundaram Finance Limited | ₹3,941 | ₹43,750 cr | 19.6 | — | 14.7% | — | 4.09 | -15.1% |
| Poonawalla Fincorp Limited | ₹461.7 | ₹40,710 cr | 36.1 | 2.9 | 5.9% | — | 4.68 | -5.4% |
| Mahindra & Mahindra Financial Services Ltd. | ₹261.7 | ₹36,424 cr | 10.1 | 1.3 | 11.9% | — | 4.31 | -17.7% |
Compare HDBFS with PIRAMALFIN in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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