TickerKhojSBI Mutual Fund · Solution Oriented · Retirement · Direct plan
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth
In plain words
Over 3 years it returned +9.2% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -14.5%.
On 3-year return it ranks 14 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹21,020 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +4.6% |
| 3 months | -3.0% | -3.8% |
| 6 months | +1.1% | -1.6% |
| 1 year | -1.6% | -8.1% |
| 3 years (yearly) | +9.2% | +8.0% |
| 5 years (yearly) | +9.6% | +6.5% |
| Since start (yearly) | +12.8% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,340 | -1.0% |
| 3 years | ₹3,60,000 | ₹3,79,937 | +3.5% |
| 5 years | ₹6,00,000 | ₹7,37,025 | +8.2% |
Top holdings (30 Sept 2026)
Fund size ₹1,588 crore · 60 holdings · 77.5% in equity
| Company | Industry | Weight |
|---|---|---|
| SBI Gold ETF | Mutual Fund/ETF | 9.26% |
| HDFC Bank Ltd. | Banks | 5.00% |
| ICICI Bank Ltd. | Banks | 4.62% |
| Larsen & Toubro Ltd. | Construction | 3.21% |
| State Bank of India | Banks | 2.89% |
| National Highways Infra Trust | Transport Infrastructure | 2.79% |
| Altius Telecom Infrastructure Trust | Telecom - Services | 2.73% |
| Cube Highways Trust | Transport Infrastructure | 2.54% |
| Maruti Suzuki India Ltd. | Automobiles | 2.46% |
| Ultratech Cement Ltd. | Cement & Cement Products | 2.31% |
| Kotak Mahindra Bank Ltd. | Banks | 2.19% |
| Urban Company Ltd. | Retailing | 2.00% |
| JSW Infrastructure Ltd. | Transport Infrastructure | 1.86% |
| Lenskart Solutions Ltd. | Retailing | 1.82% |
| TVS Motor Company Ltd. | Automobiles | 1.81% |
Largest industries: Banks 14.7%, Mutual Fund/ETF 9.3%, Transport Infrastructure 7.2%, Automobiles 5.8%, Pharmaceuticals & Biotechnology 5.8%, Retailing 5.1%.
Other plan of this fund: SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth