NBFC & Lending · Finance/Rental/Leasing · NSE: POONAWALLA · data 2026-10-31
Poonawalla Fincorp Limited
In plain words
Price: 9.8% below its 52-week high of ₹511.9.
Delivery: 47.1% of traded shares were kept for delivery over the last 10 sessions, against 50.5% over the last 60.
Latest results: a net profit of ₹375 cr for the quarter ended Sept 2026 (+405.2% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹8,776 cr |
| Net profit (last 12 months) | ₹1,088 cr |
| Sales growth, 3 years (yearly) | 49.7% |
| Profit growth, 3 years (yearly) | -7.5% |
At a glance
Promoters 59.0% (-5.0 pts in a year), pledged 0.0%, institutions 28.8%.
P/E 36.1, P/B 2.9, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 5.9%, operating margin 31.4%: how much profit it earns on the money it uses.
Profit growth -7.5% and sales growth 49.7% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Low return on equity (5.9%).
- Profit fell 7.5% a year over 3 years.
- Promoters cut their holding by 5.0 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
POONAWALLA Q2 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹2,624.5 crore, up 70.2% YoY and up 12.3% QoQ.
Net profit was ₹374.85 crore, up 405.2% YoY and up 21.8% QoQ.
Operating margin was 59.9% (49.2% a year ago).
EPS was ₹4.27, up 349.5% YoY and up 20.3% QoQ.
POONAWALLA के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹2,624.5 करोड़; पिछले साल की तुलना में 70.2% की बढ़त, पिछली तिमाही की तुलना में 12.3% की बढ़त।
शुद्ध मुनाफ़ा: ₹374.85 करोड़; पिछले साल की तुलना में 405.2% की बढ़त, पिछली तिमाही की तुलना में 21.8% की बढ़त।
ऑपरेटिंग मार्जिन: 59.9% (एक साल पहले 49.2%)।
EPS: ₹4.27; पिछले साल की तुलना में 349.5% की बढ़त, पिछली तिमाही की तुलना में 20.3% की बढ़त।
POONAWALLAના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹2,624.5 કરોડ; ગયા વર્ષની સરખામણીએ 70.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12.3% વધારો.
ચોખ્ખો નફો: ₹374.85 કરોડ; ગયા વર્ષની સરખામણીએ 405.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 21.8% વધારો.
ઓપરેટિંગ માર્જિન: 59.9% (એક વર્ષ પહેલાં 49.2%).
EPS: ₹4.27; ગયા વર્ષની સરખામણીએ 349.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 20.3% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
42/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 16/30: Delivery 30.0% over the last 20 sessions vs 50.5% in the 40 before (0.59x); shares delivered per day 2.06x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 7/15: 8 schemes hold it, about ₹207 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 14/15: Verdict "Sustained", sustained score 86/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 9 Oct 26Results Q2 FY27 results: profit +405.2% YoY +2.6% next session
- 17 Jul 26Results Q1 FY27 results: profit +391.5% YoY -1.0% next session
- 21 May 26Results Q4 FY26 results: profit +308.8% YoY -0.1% next session
- 5 May 26Results Results board meeting +3.3% next session
- 16 Jan 26Results Q3 FY26 results: profit +702.0% YoY +0.4% next session
- 17 Oct 25Results Q2 FY26 results: turned to profit vs a year ago -5.1% next session
- 25 Jul 25Results Q1 FY26 results: profit −78.5% YoY -2.7% next session
- 25 Apr 25Results Q4 FY25 results: profit −81.2% YoY -2.7% next session
- 31 Jan 25Results Q3 FY25 results: profit −92.9% YoY 0.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹2,625 cr | ₹375 cr | +405.2% | 59.9% | 4.27 |
| Jun 2026 | ₹2,337 cr | ₹308 cr | +391.5% | 58.3% | 3.55 |
| Mar 2026 | ₹2,115 cr | ₹255 cr | +308.8% | 57.0% | 3.15 |
| Dec 2025 | ₹1,818 cr | ₹150 cr | +702.0% | 53.0% | 1.86 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 59.01% | 59.02% | 63.93% | 63.95% |
| Foreign institutions (FII) | 11.64% | 10.96% | 10.21% | 10.61% |
| Domestic institutions (DII) | 17.16% | 16.74% | 12.13% | 12.23% |
| Mutual funds | 11.75% | 11.22% | 7.03% | 6.19% |
| Retail investors | 5.39% | 5.82% | 6.15% | 6.30% |
| Number of shareholders | 1,81,197 | 1,90,484 | 1,86,863 | 1,91,508 |
Common questions
What was Poonawalla Fincorp Limited's latest quarterly profit?
Poonawalla Fincorp Limited reported a net profit of ₹375 cr for the quarter ended Sept 2026 (+405.2% on the same quarter a year earlier), on revenue of ₹2,625 cr.
How much do promoters hold in Poonawalla Fincorp Limited?
Promoters held 59.01% of Poonawalla Fincorp Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Poonawalla Fincorp Limited debt-free?
Its latest reported debt-to-equity ratio is 4.68, meaning borrowings are larger than shareholders' equity.
What is Poonawalla Fincorp Limited's P/E ratio?
About 36.1, based on the last 12 months' earnings and a price of ₹461.7 (data 2026-10-31).
What is the 52-week high and low of Poonawalla Fincorp Limited?
The 52-week high is ₹511.9 and the 52-week low is ₹361.2.
Mutual funds holding Poonawalla Fincorp Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 8 schemes holding about ₹207 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| ADITYA BIRLA SUN LIFE MIDCAP FUND | Aditya Birla Sun Life Mutual Fund | 1.40% | ₹92 cr |
| NIPPON INDIA BANKING & FINANCIAL SERVICES FUND | Nippon India Mutual Fund | 0.86% | ₹63 cr |
| Nippon India Nifty Smallcap 250 Index Fund | Nippon India Mutual Fund | 0.71% | ₹25 cr |
| SBI Nifty Smallcap 250 Index Fund | SBI Mutual Fund | 0.71% | ₹13 cr |
| Nippon India Active Momentum Fund | Nippon India Mutual Fund | 1.16% | ₹7 cr |
| ADITYA BIRLA SUN LIFE NIFTY SMALLCAP 50 INDEX FUND | Aditya Birla Sun Life Mutual Fund | 1.86% | ₹7 cr |
| Mirae Asset Nifty Smallcap 250 ETF | Mirae Asset Mutual Fund | 0.71% | ₹1 cr |
| SBI Nifty Small Cap 250 ETF | SBI Mutual Fund | 0.71% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Poonawalla Fincorp Limited | ₹461.7 | ₹40,710 cr | 36.1 | 2.9 | 5.9% | — | 4.68 | -5.4% |
| Piramal Finance Limited | ₹1,817 | ₹57,100 cr | 21.8 | 1.3 | 6.7% | — | 2.85 | +44.2% |
| SBI Cards & Payment Services Ltd | ₹525 | ₹50,104 cr | 19.2 | 2.9 | 14.7% | — | 2.81 | -42.4% |
| Sundaram Finance Limited | ₹3,941 | ₹43,750 cr | 19.6 | — | 14.7% | — | 4.09 | -15.1% |
| HDB Financial Services Limited | ₹498.55 | ₹41,419 cr | 14 | 1.9 | 13.9% | — | 4.84 | -32.2% |
| Mahindra & Mahindra Financial Services Ltd. | ₹261.7 | ₹36,424 cr | 10.1 | 1.3 | 11.9% | — | 4.31 | -17.7% |
Compare POONAWALLA with PIRAMALFIN in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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