TickerKhojNippon India Mutual Fund · Equity · Sectoral / Thematic · Direct plan
Nippon India Banking & Financial Services Fund - Direct Plan - Growth
₹653.7406NAV on 30 Oct 2026Expense ratio 1.11%
29 Oct 2025NAV low 620.09 · high 744.11-8.7%
In plain words
Over 3 years it returned +9.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.7%.
On 3-year return it ranks 99 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,05,668 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.6% | +1.9% |
| 3 months | -7.1% | -5.1% |
| 6 months | -4.5% | -3.2% |
| 1 year | -8.1% | -10.2% |
| 3 years (yearly) | +9.9% | +7.4% |
| 5 years (yearly) | +10.8% | +6.5% |
| 10 years (yearly) | +12.2% | +11.3% |
| Since start (yearly) | +12.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,11,570 | -11.3% |
| 3 years | ₹3,60,000 | ₹3,74,974 | +2.5% |
| 5 years | ₹5,90,000 | ₹7,43,814 | +9.1% |
| 10 years | ₹11,90,000 | ₹22,55,773 | +12.2% |
Top holdings (30 Sept 2026)
Fund size ₹7,367 crore · 33 holdings · 99.2% in equity
| Company | Industry | Weight |
|---|---|---|
| HDFC Bank Limited | Banks | 15.76% |
| ICICI Bank Limited | Banks | 13.26% |
| Axis Bank Limited | Banks | 9.00% |
| State Bank of India | Banks | 4.97% |
| Kotak Mahindra Bank Limited | Banks | 4.06% |
| SBI Cards and Payment Services Limited | Finance | 3.36% |
| HDFC Asset Management Company Limited | Capital Markets | 2.99% |
| IndusInd Bank Limited | Banks | 2.65% |
| Cholamandalam Financial Holdings Limited | Finance | 2.53% |
| ICICI Prudential Life Insurance Company Limited | Insurance | 2.49% |
| Multi Commodity Exchange of India Limited | Capital Markets | 2.47% |
| Bajaj Finserv Limited | Finance | 2.35% |
| Aye Finance Limited | Finance | 2.30% |
| PNB Housing Finance Limited | Finance | 2.27% |
| Max Financial Services Limited | Insurance | 2.27% |
Largest industries: Banks 55.2%, Finance 19.9%, Insurance 11.2%, Capital Markets 8.9%, Financial Technology (Fintech) 4.0%.
Other plan of this fund: Nippon India Banking & Financial Services Fund - Regular Plan - Growth