TickerKhojAditya Birla Sun Life Mutual Fund · Equity · Sectoral / Thematic · Direct plan
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth
In plain words
Over 3 years it returned +9.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.4%.
On 3-year return it ranks 110 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,21,179 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.5% | +1.9% |
| 3 months | -7.5% | -5.1% |
| 6 months | -4.8% | -3.2% |
| 1 year | -7.4% | -10.2% |
| 3 years (yearly) | +9.0% | +7.4% |
| 5 years (yearly) | +8.6% | +6.5% |
| 10 years (yearly) | +11.2% | +11.3% |
| Since start (yearly) | +15.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,12,147 | -10.5% |
| 3 years | ₹3,60,000 | ₹3,74,760 | +2.5% |
| 5 years | ₹5,90,000 | ₹7,25,269 | +8.1% |
| 10 years | ₹11,90,000 | ₹21,22,393 | +11.1% |
Top holdings (30 Sept 2026)
Fund size ₹3,406 crore · 41 holdings · 98.9% in equity
| Company | Industry | Weight |
|---|---|---|
| ICICI Bank Ltd. | Banks | 13.86% |
| HDFC Bank Ltd. | Banks | 10.52% |
| Axis Bank Ltd. | Banks | 8.05% |
| Bajaj Finance Ltd. | Finance | 6.73% |
| Shriram Finance Ltd. | Finance | 5.44% |
| State Bank of India | Banks | 5.05% |
| Kotak Mahindra Bank Ltd. | Banks | 3.62% |
| PNB Housing Finance Ltd. | Finance | 3.02% |
| AU Small Finance Bank Ltd. | Banks | 2.91% |
| Bank of Maharashtra | Banks | 2.84% |
| SBI Life Insurance Co. Ltd. | Insurance | 2.66% |
| Billionbrains Garage Ventures Ltd. | Capital Markets | 2.34% |
| TATA Capital Ltd. | Finance | 2.18% |
| City Union Bank Ltd. | Banks | 2.16% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.88% |
Largest industries: Banks 54.5%, Finance 26.2%, Capital Markets 8.4%, Insurance 7.6%, Financial Technology (Fintech) 2.1%.
Other plan of this fund: Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth