NSE ScannerComparison · NSE · data 2026-10-31
HDB Financial Services Limited vs Piramal Finance Limited
In plain words
Size: Piramal Finance Limited is about 1.4 times the market value of HDB Financial Services Limited.
Valuation (P/E): Piramal Finance Limited 21.8 vs HDB Financial Services Limited 14.
Return on equity: HDB Financial Services Limited 13.9% vs Piramal Finance Limited 6.7%.
Debt to equity: HDB Financial Services Limited 4.84 vs Piramal Finance Limited 2.85.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDBFS | PIRAMALFIN | |
|---|---|---|
| Price | ₹498.55 | ₹1,817 |
| Market cap | ₹41,419 cr | ₹57,100 cr |
| P/E | 14 | 21.8 |
| P/B | 1.9 | 1.3 |
| ROE | 13.9% | 6.7% |
| ROCE | — | — |
| Debt / equity | 4.84 | 2.85 |
| Operating margin | 35.1% | 20.8% |
| Dividend yield | 0.80% | 0.60% |
| Sales growth, 3 years (yearly) | 14.1% | 55.8% |
| Profit growth, 3 years (yearly) | 9.1% | — |
| 1-year return | -32.2% | 44.2% |
| Revenue, last 12 months | ₹19,362 cr | ₹11,722 cr |
| Net profit, last 12 months | ₹2,960 cr | ₹1,899 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹780 cr | ₹539 cr |
| Quarter profit vs a year earlier | +34.2% | — |
| Promoter holding | 74.08% | 44.22% |
| Health check | Weak (3.8/10) | Average (5.5/10) |
Common questions
Which has a higher P/E, HDB Financial Services Limited or Piramal Finance Limited?
Piramal Finance Limited trades at the higher P/E (21.8 against 14). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
HDB Financial Services Limited (13.9% against 6.7%).
Which carries more debt?
HDB Financial Services Limited has the higher debt-to-equity ratio (4.84 against 2.85).