NSE ScannerBanks · Regional Banks · NSE: CUB · data 2026-10-31
City Union Bank Limited
In plain words
Price: 13.9% below its 52-week high of ₹248.85.
Delivery: 42.8% of traded shares were kept for delivery over the last 10 sessions, against 45.7% over the last 60.
Latest results: a net profit of ₹416 cr for the quarter ended Sept 2026 (+26.6% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹8,824 cr |
| Net profit (last 12 months) | ₹1,490 cr |
| Sales growth, 3 years (yearly) | 12.5% |
| Profit growth, 3 years (yearly) | 12.3% |
At a glance
P/E 14.3, P/B 1.9, dividend yield 0.9%. Price relative to earnings and book value (low is cheaper, not better).
ROE 13.2%, operating margin 44.0%: how much profit it earns on the money it uses.
Profit growth 12.3% and sales growth 12.5% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Latest results in brief (Q2 FY27)
CUB Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹2,092.25 crore, up 26.6% YoY and up 5.4% QoQ.
Net profit was ₹415.91 crore, up 26.6% YoY and up 8.7% QoQ.
EPS was ₹4.2, up 26.5% YoY and up 8.8% QoQ.
CUB के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹2,092.25 करोड़; पिछले साल की तुलना में 26.6% की बढ़त, पिछली तिमाही की तुलना में 5.4% की बढ़त।
शुद्ध मुनाफ़ा: ₹415.91 करोड़; पिछले साल की तुलना में 26.6% की बढ़त, पिछली तिमाही की तुलना में 8.7% की बढ़त।
EPS: ₹4.2; पिछले साल की तुलना में 26.5% की बढ़त, पिछली तिमाही की तुलना में 8.8% की बढ़त।
CUBના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹2,092.25 કરોડ; ગયા વર્ષની સરખામણીએ 26.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5.4% વધારો.
ચોખ્ખો નફો: ₹415.91 કરોડ; ગયા વર્ષની સરખામણીએ 26.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 8.7% વધારો.
EPS: ₹4.2; ગયા વર્ષની સરખામણીએ 26.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 8.8% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
25/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 39.5% over the last 20 sessions vs 45.3% in the 40 before (0.87x); shares delivered per day 0.96x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 11/15: 16 schemes hold it, about ₹1,702 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 9/15: Verdict "Building", sustained score 69/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend ● Bonus
- 28 Oct 26Results Q2 FY27 results: profit +26.6% YoY +6.5% next session
- 31 Jul 26Dividend Dividend ₹2 (ex-date) -5.0% next session
- 28 Jul 26Results Q1 FY27 results: profit +25.1% YoY +3.3% next session
- 12 Jun 26Bonus Bonus 1:3 (ex-date) +38.0% next session
- 28 Apr 26Results Q4 FY26 results: profit +24.9% YoY +2.3% next session
- 2 Feb 26Results Q3 FY26 results: profit +16.1% YoY +5.2% next session
- 3 Nov 25Results Q2 FY26 results: profit +15.2% YoY +13.1% next session
- 1 Aug 25Dividend Dividend ₹2 (ex-date) +1.3% next session
- 31 Jul 25Results Q1 FY26 results: profit +15.7% YoY +3.3% next session
- 2 May 25Results Q4 FY25 results: profit +13.0% YoY +3.4% next session
- 31 Jan 25Results Q3 FY25 results: profit +13.0% YoY -1.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹2,092 cr | ₹416 cr | +26.6% | 31.6% | 4.2 |
| Jun 2026 | ₹1,985 cr | ₹383 cr | +25.1% | 29.2% | 3.86 |
| Mar 2026 | ₹1,856 cr | ₹360 cr | +24.9% | 31.2% | 4.84 |
| Dec 2025 | ₹1,756 cr | ₹332 cr | +16.1% | 29.2% | 4.48 |
Shareholding trend
| Holder | Dec 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|
| Promoters | — | — | 0.00% |
| Foreign institutions (FII) | 23.49% | 27.38% | 28.03% |
| Domestic institutions (DII) | 40.24% | 35.23% | 33.07% |
| Mutual funds | 31.19% | 28.77% | 27.99% |
| Retail investors | 19.43% | 19.86% | 21.01% |
| Number of shareholders | 2,15,430 | 2,10,298 | 2,23,585 |
Common questions
What was City Union Bank Limited's latest quarterly profit?
City Union Bank Limited reported a net profit of ₹416 cr for the quarter ended Sept 2026 (+26.6% on the same quarter a year earlier), on revenue of ₹2,092 cr.
Is City Union Bank Limited debt-free?
Its latest reported debt-to-equity ratio is 0.54.
What is City Union Bank Limited's P/E ratio?
About 14.3, based on the last 12 months' earnings and a price of ₹214.2 (data 2026-10-31).
What is the 52-week high and low of City Union Bank Limited?
The 52-week high is ₹248.85 and the 52-week low is ₹169.84.
Mutual funds holding City Union Bank Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 16 schemes holding about ₹1,702 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI Smallcap Fund | SBI Mutual Fund | 2.89% | ₹1,187 cr |
| ADITYA BIRLA SUN LIFE MIDCAP FUND | Aditya Birla Sun Life Mutual Fund | 1.82% | ₹119 cr |
| ADITYA BIRLA SUN LIFE MULTI-CAP FUND | Aditya Birla Sun Life Mutual Fund | 1.30% | ₹94 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 2.16% | ₹74 cr |
| Mirae Asset Small Cap Fund | Mirae Asset Mutual Fund | 1.19% | ₹69 cr |
| SBI Quality Fund | SBI Mutual Fund | 2.18% | ₹56 cr |
| Nippon India Nifty Smallcap 250 Index Fund | Nippon India Mutual Fund | 0.97% | ₹34 cr |
| SBI Nifty Smallcap 250 Index Fund | SBI Mutual Fund | 0.97% | ₹17 cr |
| Mirae Asset Nifty Smallcap 250 Momentum Quality 100 ETF | Mirae Asset Mutual Fund | 1.76% | ₹16 cr |
| ADITYA BIRLA SUN LIFE DIVIDEND YIELD FUND | Aditya Birla Sun Life Mutual Fund | 1.11% | ₹15 cr |
| ADITYA BIRLA SUN LIFE NIFTY SMALLCAP 50 INDEX FUND | Aditya Birla Sun Life Mutual Fund | 2.56% | ₹9 cr |
| ADITYA BIRLA SUN LIFE RETIREMENT FUND - THE 30S PLAN | Aditya Birla Sun Life Mutual Fund | 1.31% | ₹6 cr |
| Mirae Asset Nifty MidSmallcap400 Momentum Quality 100 ETF | Mirae Asset Mutual Fund | 0.70% | ₹3 cr |
| Nippon India Nifty 500 Equal Weight Index Fund | Nippon India Mutual Fund | 0.21% | ₹1 cr |
| Mirae Asset Nifty Smallcap 250 ETF | Mirae Asset Mutual Fund | 0.97% | ₹1 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| City Union Bank Limited | ₹214.2 | ₹21,277 cr | 14.3 | 1.9 | 13.2% | 2.6% | 0.54 | +20.8% |
| Karur Vysya Bank Ltd. | ₹356.1 | ₹34,016 cr | 11.6 | 2.2 | 19.3% | 3.4% | 0.26 | +42.2% |
| UCO Bank | ₹22.06 | ₹27,675 cr | — | 0.8 | 8.6% | 1.7% | 1.28 | -33.1% |
| Jammu & Kashmir Bank Ltd. | ₹117.19 | ₹12,922 cr | 5.5 | 0.7 | 15.4% | 2.8% | 0.41 | +8.9% |
| Tamilnad Mercantile Bank Limited | ₹801.35 | ₹12,685 cr | 8 | 1.2 | 14% | 2.4% | 0.12 | +62.1% |
| Karnataka Bank Ltd. | ₹298.2 | ₹11,314 cr | 7.3 | 0.8 | 10.4% | 1.8% | 0.4 | +61.2% |
Compare CUB with KARURVYSYA in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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