TickerKhojComparison · NSE · data 2026-11-02
City Union Bank Limited vs Karur Vysya Bank Ltd.
In plain words
Size: Karur Vysya Bank Ltd. is about 1.6 times the market value of City Union Bank Limited.
Valuation (P/E): City Union Bank Limited 14.1 vs Karur Vysya Bank Ltd. 11.4.
Return on equity: Karur Vysya Bank Ltd. 19.3% vs City Union Bank Limited 13.2%.
Profit growth over 3 years: Karur Vysya Bank Ltd. 31.4% a year vs City Union Bank Limited 12.3% a year.
Debt to equity: City Union Bank Limited 0.54 vs Karur Vysya Bank Ltd. 0.26.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CUB | KARURVYSYA | |
|---|---|---|
| Price | ₹211.16 | ₹348.35 |
| Market cap | ₹21,277 cr | ₹34,016 cr |
| P/E | 14.1 | 11.4 |
| P/B | 1.9 | 2.2 |
| ROE | 13.2% | 19.3% |
| ROCE | 2.6% | 3.4% |
| Debt / equity | 0.54 | 0.26 |
| Operating margin | 44.0% | 52.4% |
| Dividend yield | 0.93% | 0.74% |
| Sales growth, 3 years (yearly) | 12.5% | 18.9% |
| Profit growth, 3 years (yearly) | 12.3% | 31.4% |
| 1-year return | 19.5% | 42.0% |
| Revenue, last 12 months | ₹8,824 cr | ₹13,984 cr |
| Net profit, last 12 months | ₹1,490 cr | ₹2,958 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹416 cr | ₹788 cr |
| Quarter profit vs a year earlier | +26.6% | +37.2% |
| Promoter holding | — | 1.95% |
| Health check | Average (5.4/10) | Strong (7.4/10) |
Common questions
Which has a higher P/E, City Union Bank Limited or Karur Vysya Bank Ltd.?
City Union Bank Limited trades at the higher P/E (14.1 against 11.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Karur Vysya Bank Ltd. (19.3% against 13.2%).
Which carries more debt?
City Union Bank Limited has the higher debt-to-equity ratio (0.54 against 0.26).