TickerKhojAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement · Direct plan
Aditya Birla Sun Life Retirement Fund-The 30s Plan - Direct Plan - Growth
In plain words
Over 3 years it returned +15.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -19.0%.
On 3-year return it ranks 3 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹30,567 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.2% | +1.9% |
| 3 months | -3.8% | -5.1% |
| 6 months | +4.8% | -3.2% |
| 1 year | +5.9% | -10.2% |
| 3 years (yearly) | +15.9% | +7.4% |
| 5 years (yearly) | +11.4% | +6.5% |
| Since start (yearly) | +12.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,910 | +6.7% |
| 3 years | ₹3,60,000 | ₹4,24,658 | +10.5% |
| 5 years | ₹5,90,000 | ₹8,21,166 | +13.0% |
Top holdings (30 Sept 2026)
Fund size ₹465 crore · 79 holdings · 95.9% in equity
| Company | Industry | Weight |
|---|---|---|
| ICICI Bank Ltd. | Banks | 3.64% |
| Ather Energy Ltd. | Automobiles | 3.22% |
| Aditya Infotech Ltd. | Industrial Manufacturing | 3.01% |
| S.J.S. Enterprises Ltd. | Auto Components | 2.53% |
| Dr. Lal Path labs Ltd. | Healthcare Services | 2.37% |
| Eternal Ltd. | Retailing | 2.31% |
| Sona Blw Precision Forgings Ltd. | Auto Components | 2.31% |
| Kirloskar Oil Engines Ltd. | Industrial Products | 2.07% |
| Ajanta Pharma Ltd. | Pharmaceuticals & Biotechnology | 2.06% |
| HDFC Bank Ltd. | Banks | 2.00% |
| GMR Airports Ltd. | Transport Infrastructure | 1.87% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | 1.85% |
| Jindal Steel Ltd. | Ferrous Metals | 1.85% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | 1.84% |
| Coforge Ltd. | IT - Software | 1.67% |
Largest industries: Banks 13.5%, Auto Components 6.4%, IT - Software 6.0%, Retailing 6.0%, Industrial Products 5.2%, Finance 4.6%.
Other plan of this fund: Aditya Birla Sun Life Retirement Fund-The 30s Plan - Regular Plan - Growth