NBFC & Lending · Finance/Rental/Leasing · NSE: CHOLAFIN · data 2026-10-30
Cholamandalam Investment and Finance Co. Ltd.
In plain words
Price: 18.8% below its 52-week high of ₹1,952.5.
Delivery: 57.9% of traded shares were kept for delivery over the last 10 sessions, against 59.5% over the last 60.
Latest results: a net profit of ₹1,630 cr for the quarter ended Sept 2026 (+40.6% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹34,923 cr |
| Net profit (last 12 months) | ₹6,222 cr |
| Sales growth, 3 years (yearly) | 34.1% |
| Profit growth, 3 years (yearly) | 25.2% |
Latest results in brief (Q2 FY27)
CHOLAFIN Q2 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹9,394.51 crore, up 25.4% YoY and up 6.1% QoQ.
Net profit was ₹1,630.34 crore, up 40.6% YoY and down 1.6% QoQ.
Operating margin was 70.3% (67.2% a year ago).
EPS was ₹19.09, up 38.5% YoY and down 1.7% QoQ.
CHOLAFIN के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹9,394.51 करोड़; पिछले साल की तुलना में 25.4% की बढ़त, पिछली तिमाही की तुलना में 6.1% की बढ़त।
शुद्ध मुनाफ़ा: ₹1,630.34 करोड़; पिछले साल की तुलना में 40.6% की बढ़त, पिछली तिमाही की तुलना में 1.6% की गिरावट।
ऑपरेटिंग मार्जिन: 70.3% (एक साल पहले 67.2%)।
EPS: ₹19.09; पिछले साल की तुलना में 38.5% की बढ़त, पिछली तिमाही की तुलना में 1.7% की गिरावट।
CHOLAFINના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹9,394.51 કરોડ; ગયા વર્ષની સરખામણીએ 25.4% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.1% વધારો.
ચોખ્ખો નફો: ₹1,630.34 કરોડ; ગયા વર્ષની સરખામણીએ 40.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.6% ઘટાડો.
ઓપરેટિંગ માર્જિન: 70.3% (એક વર્ષ પહેલાં 67.2%).
EPS: ₹19.09; ગયા વર્ષની સરખામણીએ 38.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.7% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
29/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 9/30: Delivery 58.8% over the last 20 sessions vs 58.9% in the 40 before (1x); shares delivered per day 1.53x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 41 schemes hold it, about ₹4,714 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 2/15: Verdict "None", sustained score 45/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 28 Oct 26Results Q2 FY27 results: profit +40.6% YoY +9.2% next session
- 28 Jul 26Results Q1 FY27 results: profit +45.6% YoY +1.0% next session
- 21 Jul 26Dividend Dividend ₹0.7 (ex-date) -3.1% next session
- 30 Apr 26Results Q4 FY26 results: profit +30.6% YoY +5.5% next session
- 5 Feb 26Dividend Dividend ₹1.3 (ex-date) +0.2% next session
- 30 Jan 26Results Q3 FY26 results: profit +18.5% YoY -4.2% next session
- 6 Nov 25Results Q2 FY26 results: profit +19.8% YoY -2.4% next session
- 31 Jul 25Results Q1 FY26 results: profit +20.1% YoY -3.8% next session
- 24 Jul 25Dividend Dividend ₹0.7 (ex-date) -3.4% next session
- 25 Apr 25Results Q4 FY25 results: profit +18.2% YoY -1.4% next session
- 7 Feb 25Dividend Dividend ₹1.3 (ex-date) -2.5% next session
- 1 Feb 25Results Q3 FY25 results: profit +24.8% YoY +4.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹9,395 cr | ₹1,630 cr | +40.6% | 70.3% | 19.09 |
| Jun 2026 | ₹8,856 cr | ₹1,656 cr | +45.6% | 70.1% | 19.43 |
| Mar 2026 | ₹8,417 cr | ₹1,645 cr | +30.6% | 69.1% | 19.33 |
| Dec 2025 | ₹7,898 cr | ₹1,290 cr | +18.5% | 67.7% | 15.29 |
Shareholding trend
| Holder | Jun 2026 | Sept 2025 |
|---|---|---|
| Promoters | 49.22% | 49.88% |
| Foreign institutions (FII) | 24.45% | 26.85% |
| Domestic institutions (DII) | 20.62% | 17.27% |
| Mutual funds | 15.14% | 13.32% |
| Retail investors | 3.68% | 3.86% |
| Number of shareholders | 1,51,219 | 1,65,068 |
Common questions
What was Cholamandalam Investment and Finance Co. Ltd.'s latest quarterly profit?
Cholamandalam Investment and Finance Co. Ltd. reported a net profit of ₹1,630 cr for the quarter ended Sept 2026 (+40.6% on the same quarter a year earlier), on revenue of ₹9,395 cr.
How much do promoters hold in Cholamandalam Investment and Finance Co. Ltd.?
Promoters held 49.22% of Cholamandalam Investment and Finance Co. Ltd. at the end of Jun 2026, with 0.00% of promoter shares pledged.
Is Cholamandalam Investment and Finance Co. Ltd. debt-free?
Its latest reported debt-to-equity ratio is 6.95, meaning borrowings are larger than shareholders' equity.
What is Cholamandalam Investment and Finance Co. Ltd.'s P/E ratio?
About 21.7, based on the last 12 months' earnings and a price of ₹1,586 (data 2026-10-30).
What is the 52-week high and low of Cholamandalam Investment and Finance Co. Ltd.?
The 52-week high is ₹1,952.5 and the 52-week low is ₹1,299.4.
Mutual funds holding Cholamandalam Investment and Finance Co. Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 41 schemes holding about ₹4,714 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI Large Cap Fund | SBI Mutual Fund | 2.04% | ₹1,068 cr |
| SBI Balanced Advantage Fund | SBI Mutual Fund | 1.45% | ₹588 cr |
| NIPPON INDIA LARGE CAP FUND | Nippon India Mutual Fund | 0.90% | ₹462 cr |
| SBI ELSS Tax Saver Fund | SBI Mutual Fund | 1.40% | ₹420 cr |
| NIPPON INDIA ETF NIFTY NEXT 50 JUNIOR BEES | Nippon India Mutual Fund | 2.88% | ₹249 cr |
| SBI Banking And Financial Services Fund | SBI Mutual Fund | 2.18% | ₹227 cr |
| ADITYA BIRLA SUN LIFE ELSS TAX SAVER FUND | Aditya Birla Sun Life Mutual Fund | 1.61% | ₹218 cr |
| ADITYA BIRLA SUN LIFE LARGE CAP FUND | Aditya Birla Sun Life Mutual Fund | 0.74% | ₹207 cr |
| SBI Dividend Yield Fund | SBI Mutual Fund | 2.29% | ₹185 cr |
| ADITYA BIRLA SUN LIFE BALANCED ADVANTAGE FUND | Aditya Birla Sun Life Mutual Fund | 1.48% | ₹146 cr |
| SBI Quant Fund | SBI Mutual Fund | 3.35% | ₹87 cr |
| Nippon India Balanced Advantage Fund | Nippon India Mutual Fund | 0.89% | ₹85 cr |
| SBI Nifty Next 50 ETF | SBI Mutual Fund | 2.88% | ₹84 cr |
| Nippon India Flexi Cap Fund | Nippon India Mutual Fund | 0.85% | ₹78 cr |
| ADITYA BIRLA SUN LIFE MULTI ASSET ALLOCATION FUND | Aditya Birla Sun Life Mutual Fund | 0.91% | ₹68 cr |
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The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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