NSE ScannerOpen the scanner

NBFC & Lending · Finance/Rental/Leasing · NSE: RECLTD · data 2026-11-01

REC Limited

₹285.6-3.56% on 30 OctHealth: Average 4.8/10
Feb 2026Low ₹285.6 · High ₹383.35-23.3%

In plain words

Price: 26.4% below its 52-week high of ₹387.8.

Delivery: 47.2% of traded shares were kept for delivery over the last 10 sessions, against 54.8% over the last 60.

Latest results: a net profit of ₹3,478 cr for the quarter ended Sept 2026 (-21.2% on the same quarter a year earlier).

A description of the data, not a recommendation.

Open full analysis — chart, results, balance sheet, red flags →

Key figures

Price
₹285.6
Market cap
₹75,047 cr
P/E
5
P/B
0.8
ROE
20.1%
ROCE
—
Debt / equity
6.1
Dividend yield
6.51%
1-year return
-26.3%
52-week high
₹387.8
52-week low
₹283.1
Operating margin
34.6%

Growth

Revenue (last 12 months)₹57,179 cr
Net profit (last 12 months)₹15,098 cr
Sales growth, 3 years (yearly)14.9%
Profit growth, 3 years (yearly)13.6%

At a glance

Ownership
Strong

Promoters 52.6% (unchanged in a year), pledged 0.0%, institutions 33.3%.

Valuation
Low

P/E 5.0, P/B 0.8, dividend yield 6.5%. Price relative to earnings and book value (low is cheaper, not better).

Efficiency
Strong

ROE 20.1%, operating margin 34.6%: how much profit it earns on the money it uses.

Financials
Strong

Profit growth 13.6% and sales growth 14.9% a year over 3 years.

Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.

Strengths and limitations

Strengths
  • High return on equity (20.1%).
  • Pays a dividend yielding 6.5%.
Limitations

None flagged by these rules.

Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.

Latest results in brief (Q2 FY27)

RECLTD Q2 FY27 results (consolidated figures, as filed on NSE).

Revenue was ₹15,000.4 crore, down 1% YoY and up 3.9% QoQ.

Net profit was ₹3,477.73 crore, down 21.2% YoY and down 17.1% QoQ.

Operating margin was 92.7% (96.9% a year ago).

EPS was ₹13.21, down 21.2% YoY and down 17% QoQ.

RECLTD के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।

राजस्व: ₹15,000.4 करोड़; पिछले साल की तुलना में 1% की गिरावट, पिछली तिमाही की तुलना में 3.9% की बढ़त।

शुद्ध मुनाफ़ा: ₹3,477.73 करोड़; पिछले साल की तुलना में 21.2% की गिरावट, पिछली तिमाही की तुलना में 17.1% की गिरावट।

ऑपरेटिंग मार्जिन: 92.7% (एक साल पहले 96.9%)।

EPS: ₹13.21; पिछले साल की तुलना में 21.2% की गिरावट, पिछली तिमाही की तुलना में 17% की गिरावट।

RECLTDના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).

આવક (રેવન્યુ): ₹15,000.4 કરોડ; ગયા વર્ષની સરખામણીએ 1% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 3.9% વધારો.

ચોખ્ખો નફો: ₹3,477.73 કરોડ; ગયા વર્ષની સરખામણીએ 21.2% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 17.1% ઘટાડો.

ઓપરેટિંગ માર્જિન: 92.7% (એક વર્ષ પહેલાં 96.9%).

EPS: ₹13.21; ગયા વર્ષની સરખામણીએ 21.2% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 17% ઘટાડો.

Written from the filed numbers. Not a recommendation.

Smart-money activity

22/100 · Weak over the last ~60 sessions, data 2026-10-30

A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.

Story so far

2026-10-30: Dividend ₹3.5 (ex-date)2026-10-26: Q2 FY27 results: profit −21.2% YoY2026-09-30: SAST disclosure: Life Insurance Corporation of India acquired 9,93,000 shares2026-08-14: Dividend ₹1.55 (ex-date)2026-07-31: Dividend ₹4.25 (ex-date)2026-07-24: Q1 FY27 results: profit −6.1% YoY2026-04-28: Q4 FY26 results: profit −21.7% YoY2026-03-20: Dividend ₹3.2 (ex-date)2026-02-06: Dividend ₹4.6 (ex-date)

● Dividend   ● Results   ● Insider

From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.

Quarterly results (consolidated)

QuarterRevenueNet profitProfit YoYOp. marginEPS ₹
Sept 2026₹15,000 cr₹3,478 cr-21.2%92.7%13.21
Jun 2026₹14,435 cr₹4,193 cr-6.1%96.9%15.92
Mar 2026₹14,564 cr₹3,375 cr-21.7%91.5%12.69
Dec 2025₹15,018 cr₹4,052 cr-0.6%95.6%15.39

Shareholding trend

HolderSept 2026Jun 2026Mar 2026Dec 2025
Promoters52.63%52.63%52.63%52.63%
Foreign institutions (FII)16.78%15.76%15.79%16.46%
Domestic institutions (DII)16.55%16.98%16.35%16.22%
Mutual funds6.18%8.51%9.02%9.18%
Retail investors9.60%9.80%10.21%9.97%
Number of shareholders11,48,57911,75,19412,08,64711,79,931

Common questions

What was REC Limited's latest quarterly profit?

REC Limited reported a net profit of ₹3,478 cr for the quarter ended Sept 2026 (-21.2% on the same quarter a year earlier), on revenue of ₹15,000 cr.

How much do promoters hold in REC Limited?

Promoters held 52.63% of REC Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.

Is REC Limited debt-free?

Its latest reported debt-to-equity ratio is 6.1, meaning borrowings are larger than shareholders' equity.

What is REC Limited's P/E ratio?

About 5, based on the last 12 months' earnings and a price of ₹285.6 (data 2026-11-01).

What is the 52-week high and low of REC Limited?

The 52-week high is ₹387.8 and the 52-week low is ₹283.1.

Mutual funds holding REC Limited

From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 19 schemes holding about ₹1,481 cr; funds that hold it outside their top holdings may not be listed.

SchemeFund house% of fundValue
Nippon India Growth Mid Cap FundNippon India Mutual Fund2.12%₹1,064 cr
Nippon India ELSS Tax Saver FundNippon India Mutual Fund1.32%₹186 cr
SBI Energy Opportunities FundSBI Mutual Fund1.62%₹129 cr
Nippon India ETF Nifty Midcap 150Nippon India Mutual Fund0.92%₹35 cr
Nippon India Nifty Midcap 150 Index FundNippon India Mutual Fund0.92%₹25 cr
Mirae Asset Nifty Midcap 150 ETFMirae Asset Mutual Fund0.92%₹17 cr
SBI Nifty Midcap 150 Index FundSBI Mutual Fund0.92%₹11 cr
Mirae Asset Nifty Financial Services ETFMirae Asset Mutual Fund1.23%₹5 cr
ADITYA BIRLA SUN LIFE NIFTY MIDCAP 150 INDEX FUNDAditya Birla Sun Life Mutual Fund0.92%₹4 cr
Nippon India ETF BSE Sensex Next 50Nippon India Mutual Fund1.37%₹2 cr
ADITYA BIRLA SUN LIFE NIFTY PSE ETFAditya Birla Sun Life Mutual Fund3.13%₹1 cr
ADITYA BIRLA SUN LIFE BSE INDIA INFRASTRUCTURE INDEX FUNDAditya Birla Sun Life Mutual Fund2.49%₹1 cr
NIPPON INDIA ETF NIFTY DIVIDEND OPPORTUNITIES 50Nippon India Mutual Fund1.01%₹1 cr
Mirae Asset BSE 500 Dividend Leaders 50 ETFMirae Asset Mutual Fund3.91%₹1 cr
Mirae Asset Nifty 100 ESG Sector Leaders ETFMirae Asset Mutual Fund0.45%₹0 cr

Compared with similar companies

CompanyPriceMarket capP/EP/BROEROCEDebt/eq.1-yr return
REC Limited₹285.6₹75,047 cr50.820.1%—6.1-26.3%
One 97 Communications Ltd.₹1,634.3₹1,04,985 cr124.26.33.6%-1.8%0.01+25.2%
Power Finance Corporation Limited₹313.6₹1,03,623 cr40.720.7%—7.62-23.6%
Bajaj Housing Finance Ltd.₹77.42₹64,492 cr232.712.1%—4.6-29.8%
L&T Finance Ltd₹244.4₹61,282 cr17.92.111.1%—3.94-8.8%
Piramal Finance Limited₹1,817₹57,100 cr21.81.36.7%—2.85+44.2%

Compare RECLTD with PAYTM in detail →

The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.

Open RECLTD in NSE Scanner →
Share on WhatsAppShare on Telegram