NBFC & Lending · Finance/Rental/Leasing · NSE: RECLTD · data 2026-11-01
REC Limited
In plain words
Price: 26.4% below its 52-week high of ₹387.8.
Delivery: 47.2% of traded shares were kept for delivery over the last 10 sessions, against 54.8% over the last 60.
Latest results: a net profit of ₹3,478 cr for the quarter ended Sept 2026 (-21.2% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹57,179 cr |
| Net profit (last 12 months) | ₹15,098 cr |
| Sales growth, 3 years (yearly) | 14.9% |
| Profit growth, 3 years (yearly) | 13.6% |
At a glance
Promoters 52.6% (unchanged in a year), pledged 0.0%, institutions 33.3%.
P/E 5.0, P/B 0.8, dividend yield 6.5%. Price relative to earnings and book value (low is cheaper, not better).
ROE 20.1%, operating margin 34.6%: how much profit it earns on the money it uses.
Profit growth 13.6% and sales growth 14.9% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- High return on equity (20.1%).
- Pays a dividend yielding 6.5%.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
RECLTD Q2 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹15,000.4 crore, down 1% YoY and up 3.9% QoQ.
Net profit was ₹3,477.73 crore, down 21.2% YoY and down 17.1% QoQ.
Operating margin was 92.7% (96.9% a year ago).
EPS was ₹13.21, down 21.2% YoY and down 17% QoQ.
RECLTD के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹15,000.4 करोड़; पिछले साल की तुलना में 1% की गिरावट, पिछली तिमाही की तुलना में 3.9% की बढ़त।
शुद्ध मुनाफ़ा: ₹3,477.73 करोड़; पिछले साल की तुलना में 21.2% की गिरावट, पिछली तिमाही की तुलना में 17.1% की गिरावट।
ऑपरेटिंग मार्जिन: 92.7% (एक साल पहले 96.9%)।
EPS: ₹13.21; पिछले साल की तुलना में 21.2% की गिरावट, पिछली तिमाही की तुलना में 17% की गिरावट।
RECLTDના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹15,000.4 કરોડ; ગયા વર્ષની સરખામણીએ 1% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 3.9% વધારો.
ચોખ્ખો નફો: ₹3,477.73 કરોડ; ગયા વર્ષની સરખામણીએ 21.2% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 17.1% ઘટાડો.
ઓપરેટિંગ માર્જિન: 92.7% (એક વર્ષ પહેલાં 96.9%).
EPS: ₹13.21; ગયા વર્ષની સરખામણીએ 21.2% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 17% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
22/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 54.1% over the last 20 sessions vs 59.0% in the 40 before (0.92x); shares delivered per day 0.92x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 6/15: 0 insider buy days (promoter group among them) and 1 SAST acquisition day in 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 11/15: 19 schemes hold it, about ₹1,481 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: Verdict "None", sustained score 15/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Dividend ● Results ● Insider
- 30 Oct 26Dividend Dividend ₹3.5 (ex-date)
- 26 Oct 26Results Q2 FY27 results: profit −21.2% YoY -2.5% next session
- 30 Sept 26Insider SAST disclosure: Life Insurance Corporation of India acquired 9,93,000 shares -1.6% next session
- 14 Aug 26Dividend Dividend ₹1.55 (ex-date) -1.9% next session
- 31 Jul 26Dividend Dividend ₹4.25 (ex-date) -1.8% next session
- 24 Jul 26Results Q1 FY27 results: profit −6.1% YoY +2.7% next session
- 28 Apr 26Results Q4 FY26 results: profit −21.7% YoY -3.8% next session
- 20 Mar 26Dividend Dividend ₹3.2 (ex-date) -5.1% next session
- 6 Feb 26Dividend Dividend ₹4.6 (ex-date) -5.8% next session
- 3 Feb 26Results Q3 FY26 results: profit −0.6% YoY +5.1% next session
- 27 Oct 25Dividend Dividend ₹4.6 (ex-date) -1.0% next session
- 17 Oct 25Results Q2 FY26 results: profit +9.3% YoY -0.7% next session
- 14 Aug 25Dividend Dividend ₹2.6 (ex-date) -2.3% next session
- 1 Aug 25Dividend Dividend ₹4.6 (ex-date) -0.4% next session
- 24 Jul 25Results Q1 FY26 results: profit +29.1% YoY +0.2% next session
- 8 May 25Results Q4 FY25 results: profit +5.7% YoY -6.5% next session
- 26 Mar 25Dividend Dividend ₹3.6 (ex-date) -2.1% next session
- 14 Feb 25Dividend Dividend ₹4.3 (ex-date) -5.0% next session
- 6 Feb 25Results Q3 FY25 results: profit +23.2% YoY +0.2% next session
- 8 Nov 24Dividend Dividend ₹4 (ex-date) -0.1% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹15,000 cr | ₹3,478 cr | -21.2% | 92.7% | 13.21 |
| Jun 2026 | ₹14,435 cr | ₹4,193 cr | -6.1% | 96.9% | 15.92 |
| Mar 2026 | ₹14,564 cr | ₹3,375 cr | -21.7% | 91.5% | 12.69 |
| Dec 2025 | ₹15,018 cr | ₹4,052 cr | -0.6% | 95.6% | 15.39 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 52.63% | 52.63% | 52.63% | 52.63% |
| Foreign institutions (FII) | 16.78% | 15.76% | 15.79% | 16.46% |
| Domestic institutions (DII) | 16.55% | 16.98% | 16.35% | 16.22% |
| Mutual funds | 6.18% | 8.51% | 9.02% | 9.18% |
| Retail investors | 9.60% | 9.80% | 10.21% | 9.97% |
| Number of shareholders | 11,48,579 | 11,75,194 | 12,08,647 | 11,79,931 |
Common questions
What was REC Limited's latest quarterly profit?
REC Limited reported a net profit of ₹3,478 cr for the quarter ended Sept 2026 (-21.2% on the same quarter a year earlier), on revenue of ₹15,000 cr.
How much do promoters hold in REC Limited?
Promoters held 52.63% of REC Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is REC Limited debt-free?
Its latest reported debt-to-equity ratio is 6.1, meaning borrowings are larger than shareholders' equity.
What is REC Limited's P/E ratio?
About 5, based on the last 12 months' earnings and a price of ₹285.6 (data 2026-11-01).
What is the 52-week high and low of REC Limited?
The 52-week high is ₹387.8 and the 52-week low is ₹283.1.
Mutual funds holding REC Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 19 schemes holding about ₹1,481 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| Nippon India Growth Mid Cap Fund | Nippon India Mutual Fund | 2.12% | ₹1,064 cr |
| Nippon India ELSS Tax Saver Fund | Nippon India Mutual Fund | 1.32% | ₹186 cr |
| SBI Energy Opportunities Fund | SBI Mutual Fund | 1.62% | ₹129 cr |
| Nippon India ETF Nifty Midcap 150 | Nippon India Mutual Fund | 0.92% | ₹35 cr |
| Nippon India Nifty Midcap 150 Index Fund | Nippon India Mutual Fund | 0.92% | ₹25 cr |
| Mirae Asset Nifty Midcap 150 ETF | Mirae Asset Mutual Fund | 0.92% | ₹17 cr |
| SBI Nifty Midcap 150 Index Fund | SBI Mutual Fund | 0.92% | ₹11 cr |
| Mirae Asset Nifty Financial Services ETF | Mirae Asset Mutual Fund | 1.23% | ₹5 cr |
| ADITYA BIRLA SUN LIFE NIFTY MIDCAP 150 INDEX FUND | Aditya Birla Sun Life Mutual Fund | 0.92% | ₹4 cr |
| Nippon India ETF BSE Sensex Next 50 | Nippon India Mutual Fund | 1.37% | ₹2 cr |
| ADITYA BIRLA SUN LIFE NIFTY PSE ETF | Aditya Birla Sun Life Mutual Fund | 3.13% | ₹1 cr |
| ADITYA BIRLA SUN LIFE BSE INDIA INFRASTRUCTURE INDEX FUND | Aditya Birla Sun Life Mutual Fund | 2.49% | ₹1 cr |
| NIPPON INDIA ETF NIFTY DIVIDEND OPPORTUNITIES 50 | Nippon India Mutual Fund | 1.01% | ₹1 cr |
| Mirae Asset BSE 500 Dividend Leaders 50 ETF | Mirae Asset Mutual Fund | 3.91% | ₹1 cr |
| Mirae Asset Nifty 100 ESG Sector Leaders ETF | Mirae Asset Mutual Fund | 0.45% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| REC Limited | ₹285.6 | ₹75,047 cr | 5 | 0.8 | 20.1% | — | 6.1 | -26.3% |
| One 97 Communications Ltd. | ₹1,634.3 | ₹1,04,985 cr | 124.2 | 6.3 | 3.6% | -1.8% | 0.01 | +25.2% |
| Power Finance Corporation Limited | ₹313.6 | ₹1,03,623 cr | 4 | 0.7 | 20.7% | — | 7.62 | -23.6% |
| Bajaj Housing Finance Ltd. | ₹77.42 | ₹64,492 cr | 23 | 2.7 | 12.1% | — | 4.6 | -29.8% |
| L&T Finance Ltd | ₹244.4 | ₹61,282 cr | 17.9 | 2.1 | 11.1% | — | 3.94 | -8.8% |
| Piramal Finance Limited | ₹1,817 | ₹57,100 cr | 21.8 | 1.3 | 6.7% | — | 2.85 | +44.2% |
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