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SBI ELSS Tax Saver Fund - Direct Plan - Growth
₹441.9245NAV on 31 Oct 2026Expense ratio 1.25%
30 Oct 2025NAV low 424.84 · high 495.63-8.9%
In plain words
Over 3 years it returned +13.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -15.8%.
On 3-year return it ranks 8 of 37 funds in ELSS (Tax Saver).
A monthly SIP over 10 years ended ₹1,02,061 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -7.7% | -5.1% |
| 6 months | -4.8% | -3.2% |
| 1 year | -8.4% | -10.2% |
| 3 years (yearly) | +13.3% | +7.4% |
| 5 years (yearly) | +13.1% | +6.5% |
| 10 years (yearly) | +13.6% | +11.3% |
| Since start (yearly) | +14.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,12,170 | -10.5% |
| 3 years | ₹3,60,000 | ₹3,65,723 | +1.0% |
| 5 years | ₹5,90,000 | ₹7,76,758 | +10.8% |
| 10 years | ₹11,90,000 | ₹25,77,905 | +14.7% |
Top holdings (30 Sept 2026)
Fund size ₹30,027 crore · 89 holdings · 95.5% in equity
| Company | Industry | Weight |
|---|---|---|
| Kotak Mahindra Bank Ltd. | Banks | 6.76% |
| ICICI Bank Ltd. | Banks | 6.45% |
| HDFC Bank Ltd. | Banks | 5.92% |
| Reliance Industries Ltd. | Petroleum Products | 4.65% |
| Adani Enterprises Ltd. | Metals & Minerals Trading | 2.93% |
| Larsen & Toubro Ltd. | Construction | 2.84% |
| Bajaj Finance Ltd. | Finance | 2.65% |
| Torrent Power Ltd. | Power | 2.33% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | 2.13% |
| Tech Mahindra Ltd. | IT - Software | 1.92% |
| FSN E-Commerce Ventures Ltd. | Retailing | 1.92% |
| Axis Bank Ltd. | Banks | 1.80% |
| Bharti Airtel Ltd. | Telecom - Services | 1.79% |
| HDFC Life Insurance Company Ltd. | Insurance | 1.77% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | 1.65% |
Largest industries: Banks 22.7%, Finance 7.7%, Pharmaceuticals & Biotechnology 5.1%, Petroleum Products 4.7%, Power 4.1%, IT - Software 3.7%.
Other plan of this fund: SBI ELSS Tax Saver Fund - Regular Plan - Growth