TickerKhojSBI Mutual Fund · Hybrid · Balanced Advantage · Direct plan
SBI Balanced Advantage Fund - Direct Plan - Growth
₹16.1883NAV on 2 Nov 2026Expense ratio 0.86%
3 Nov 2025NAV low 15.67 · high 16.92-2.1%
In plain words
Over 3 years it returned +9.7% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -7.4%.
On 3-year return it ranks 14 of 30 funds in Balanced Advantage.
A monthly SIP over 5 years ended ₹17,764 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.9% | +4.6% |
| 3 months | -3.6% | -3.8% |
| 6 months | -1.8% | -1.6% |
| 1 year | -1.8% | -8.1% |
| 3 years (yearly) | +9.7% | +8.0% |
| 5 years (yearly) | +9.5% | +6.5% |
| Since start (yearly) | +9.7% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,708 | -3.5% |
| 3 years | ₹3,60,000 | ₹3,81,318 | +3.8% |
| 5 years | ₹6,00,000 | ₹7,39,665 | +8.3% |
Top holdings (30 Sept 2026)
Fund size ₹40,545 crore · 124 holdings · 69.7% in equity
| Company | Industry | Weight |
|---|---|---|
| Reliance Industries Ltd. | Petroleum Products | 4.24% |
| HDFC Bank Ltd. | Banks | 3.68% |
| ICICI Bank Ltd. | Banks | 3.58% |
| GAIL (India) Ltd. | Gas | 2.54% |
| Larsen & Toubro Ltd. | Construction | 2.44% |
| Tech Mahindra Ltd. | IT - Software | 2.06% |
| 364 DAY T-BILL 04.03.27 | Sovereign | 2.05% |
| Indus Towers Ltd. | Telecom - Services | 1.93% |
| Punjab National Bank | Banks | 1.86% |
| Tata Steel Ltd. | Ferrous Metals | 1.84% |
| Axis Bank Ltd. | Banks | 1.80% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | 1.67% |
| Tata Motors Passenger Vehicles Ltd. | Automobiles | 1.58% |
| Cholamandalam Investment & Finance Co. Ltd.Perpetual | [ICRA]AA | 1.57% |
| Bandhan Bank Ltd. | Banks | 1.47% |
Largest industries: Banks 15.5%, Power 4.5%, Petroleum Products 4.2%, Sovereign 4.2%, Automobiles 3.6%, Pharmaceuticals & Biotechnology 3.6%.
Other plan of this fund: SBI Balanced Advantage Fund - Regular Plan - Growth