NSE ScannerBanks · Regional Banks · NSE: UJJIVANSFB · data 2026-11-01
Ujjivan Small Finance Bank Ltd.
In plain words
Price: 28.2% below its 52-week high of ₹73.94.
Delivery: 44.2% of traded shares were kept for delivery over the last 10 sessions, against 48.2% over the last 60.
Latest results: a net profit of ₹365 cr for the quarter ended Sept 2026 (+199.9% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹8,962 cr |
| Net profit (last 12 months) | ₹1,149 cr |
| Sales growth, 3 years (yearly) | 19.1% |
| Profit growth, 3 years (yearly) | -13.7% |
At a glance
P/E 9.1, P/B 1.4, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 10.7%, operating margin 26.9%: how much profit it earns on the money it uses.
Profit growth -13.7% and sales growth 19.1% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Profit fell 13.7% a year over 3 years.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
UJJIVANSFB Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹2,153.36 crore, up 28% YoY and up 6.3% QoQ.
Net profit was ₹365.05 crore, up 199.9% YoY and up 15.3% QoQ.
EPS was ₹1.87, up 196.8% YoY and up 14.7% QoQ.
UJJIVANSFB के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹2,153.36 करोड़; पिछले साल की तुलना में 28% की बढ़त, पिछली तिमाही की तुलना में 6.3% की बढ़त।
शुद्ध मुनाफ़ा: ₹365.05 करोड़; पिछले साल की तुलना में 199.9% की बढ़त, पिछली तिमाही की तुलना में 15.3% की बढ़त।
EPS: ₹1.87; पिछले साल की तुलना में 196.8% की बढ़त, पिछली तिमाही की तुलना में 14.7% की बढ़त।
UJJIVANSFBના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹2,153.36 કરોડ; ગયા વર્ષની સરખામણીએ 28% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.3% વધારો.
ચોખ્ખો નફો: ₹365.05 કરોડ; ગયા વર્ષની સરખામણીએ 199.9% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 15.3% વધારો.
EPS: ₹1.87; ગયા વર્ષની સરખામણીએ 196.8% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 14.7% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
11/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 6/30: Delivery 43.5% over the last 20 sessions vs 49.7% in the 40 before (0.88x); shares delivered per day 1.33x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 16 Oct 26Results Q2 FY27 results: profit +199.9% YoY -2.0% next session
- 23 Jul 26Results Q1 FY27 results: profit +206.7% YoY +8.7% next session
- 8 May 26Results Q4 FY26 results: profit +238.1% YoY -5.7% next session
- 22 Jan 26Results Q3 FY26 results: profit +71.0% YoY +9.2% next session
- 17 Oct 25Results Q2 FY26 results: profit −47.8% YoY +4.6% next session
- 24 Jul 25Results Q1 FY26 results: profit −65.7% YoY -7.9% next session
- 30 Apr 25Results Q4 FY25 results: profit −74.7% YoY -3.4% next session
- 23 Jan 25Results Q3 FY25 results: profit −63.8% YoY -4.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹2,153 cr | ₹365 cr | +199.9% | 27.6% | 1.87 |
| Jun 2026 | ₹2,025 cr | ₹317 cr | +206.7% | 27.1% | 1.63 |
| Mar 2026 | ₹1,878 cr | ₹282 cr | +238.1% | 27.4% | 1.45 |
| Dec 2025 | ₹1,752 cr | ₹186 cr | +71.0% | 25.1% | 0.96 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | — | — | — | — |
| Foreign institutions (FII) | 18.03% | 16.81% | 17.23% | 15.45% |
| Domestic institutions (DII) | 36.01% | 33.45% | 31.13% | 28.68% |
| Mutual funds | 31.44% | 28.50% | 26.43% | 23.82% |
| Retail investors | 19.13% | 19.58% | 19.98% | 21.99% |
| Number of shareholders | 7,61,998 | 7,67,649 | 7,87,997 | 8,40,960 |
Common questions
What was Ujjivan Small Finance Bank Ltd.'s latest quarterly profit?
Ujjivan Small Finance Bank Ltd. reported a net profit of ₹365 cr for the quarter ended Sept 2026 (+199.9% on the same quarter a year earlier), on revenue of ₹2,153 cr.
Is Ujjivan Small Finance Bank Ltd. debt-free?
Its latest reported debt-to-equity ratio is 2.16, meaning borrowings are larger than shareholders' equity.
What is Ujjivan Small Finance Bank Ltd.'s P/E ratio?
About 9.1, based on the last 12 months' earnings and a price of ₹53.09 (data 2026-11-01).
What is the 52-week high and low of Ujjivan Small Finance Bank Ltd.?
The 52-week high is ₹73.94 and the 52-week low is ₹49.24.
Mutual funds holding Ujjivan Small Finance Bank Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 6 schemes holding about ₹381 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| ADITYA BIRLA SUN LIFE SMALL CAP FUND | Aditya Birla Sun Life Mutual Fund | 2.42% | ₹148 cr |
| ADITYA BIRLA SUN LIFE MULTI-CAP FUND | Aditya Birla Sun Life Mutual Fund | 1.46% | ₹106 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 1.65% | ₹56 cr |
| ADITYA BIRLA SUN LIFE VALUE FUND | Aditya Birla Sun Life Mutual Fund | 0.55% | ₹37 cr |
| ADITYA BIRLA SUN LIFE SPECIAL OPPORTUNITIES FUND | Aditya Birla Sun Life Mutual Fund | 2.01% | ₹27 cr |
| ADITYA BIRLA SUN LIFE RETIREMENT FUND - THE 30S PLAN | Aditya Birla Sun Life Mutual Fund | 1.53% | ₹7 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Ujjivan Small Finance Bank Ltd. | ₹53.09 | ₹10,390 cr | 9.1 | 1.4 | 10.7% | 2.3% | 2.16 | +1.1% |
| Jammu & Kashmir Bank Ltd. | ₹117.19 | ₹12,922 cr | 5.5 | 0.7 | 15.4% | 2.8% | 0.41 | +8.9% |
| Tamilnad Mercantile Bank Limited | ₹801.35 | ₹12,685 cr | 8 | 1.2 | 14% | 2.4% | 0.12 | +62.1% |
| Karnataka Bank Ltd. | ₹298.2 | ₹11,314 cr | 7.3 | 0.8 | 10.4% | 1.8% | 0.4 | +61.2% |
| DCB Bank Limited | ₹192.61 | ₹6,202 cr | 7.4 | 0.9 | 12% | 1.6% | 2.77 | +22.3% |
| Equitas Small Finance Bank Ltd. | ₹53.59 | ₹6,112 cr | 8.7 | 0.9 | 1.7% | 0.3% | 2.32 | -10.7% |
Compare UJJIVANSFB with J&KBANK in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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