Internet & E-commerce · Internet Software/Services · NSE: POLICYBZR · data 2026-10-31
PB Fintech Limited
In plain words
Price: 49.1% below its 52-week high of ₹1,964.2.
Delivery: 42.5% of traded shares were kept for delivery over the last 10 sessions, against 48.0% over the last 60.
Latest results: a net profit of ₹192 cr for the quarter ended Sept 2026 (+42.7% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹7,334 cr |
| Net profit (last 12 months) | ₹748 cr |
| Sales growth, 3 years (yearly) | 38.5% |
| Profit growth, 3 years (yearly) | — |
At a glance
P/E 62.2, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 9.7%, ROCE 5.2%, operating margin 6.4%: how much profit it earns on the money it uses.
Debt/equity 0.05, Profit growth — and sales growth 38.5% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Virtually debt-free (debt/equity 0.1 or less).
- Expensive on earnings (P/E 62.2).
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
POLICYBZR Q2 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹2,177.71 crore, up 35% YoY and up 15.3% QoQ.
Net profit was ₹192.45 crore, up 42.7% YoY and up 18.1% QoQ.
Operating margin was 7.6% (6.1% a year ago).
EPS was ₹4.16, up 41.5% YoY and up 17.8% QoQ.
POLICYBZR के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹2,177.71 करोड़; पिछले साल की तुलना में 35% की बढ़त, पिछली तिमाही की तुलना में 15.3% की बढ़त।
शुद्ध मुनाफ़ा: ₹192.45 करोड़; पिछले साल की तुलना में 42.7% की बढ़त, पिछली तिमाही की तुलना में 18.1% की बढ़त।
ऑपरेटिंग मार्जिन: 7.6% (एक साल पहले 6.1%)।
EPS: ₹4.16; पिछले साल की तुलना में 41.5% की बढ़त, पिछली तिमाही की तुलना में 17.8% की बढ़त।
POLICYBZRના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹2,177.71 કરોડ; ગયા વર્ષની સરખામણીએ 35% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 15.3% વધારો.
ચોખ્ખો નફો: ₹192.45 કરોડ; ગયા વર્ષની સરખામણીએ 42.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 18.1% વધારો.
ઓપરેટિંગ માર્જિન: 7.6% (એક વર્ષ પહેલાં 6.1%).
EPS: ₹4.16; ગયા વર્ષની સરખામણીએ 41.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 17.8% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
22/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 37.7% over the last 20 sessions vs 46.1% in the 40 before (0.82x); shares delivered per day 0.77x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 4/20: Net +₹20.94 cr bought in bulk/block deals over 90 days (0.06x a usual day's traded value); 1 net buying day, 1 net selling day.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 32 schemes hold it, about ₹2,921 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Deal
- 30 Oct 26Results Q2 FY27 results: profit +42.7% YoY
- 25 Sept 26Deal Bulk deal: SIXTEENTH STREET ASIAN GEMS FUND sold ₹299.63 cr -4.6% next session
- 24 Sept 26Deal Bulk deal: HDFC MUTUAL FUND bought ₹320.57 cr -38.2% next session
- 5 Aug 26Results Q1 FY27 results: profit +92.6% YoY +0.1% next session
- 6 May 26Results Q4 FY26 results: profit +53.0% YoY +0.2% next session
- 2 Feb 26Results Q3 FY26 results: profit +164.7% YoY -9.7% next session
- 29 Oct 25Results Q2 FY26 results: profit +166.2% YoY +3.9% next session
- 31 Jul 25Results Q1 FY26 results: profit +40.6% YoY -2.2% next session
- 15 May 25Results Q4 FY25 results: profit +183.5% YoY +0.1% next session
- 30 Jan 25Results Q3 FY25 results: profit +88.0% YoY +0.9% next session
- 6 Nov 24Results Q2 FY25 results: turned to profit vs a year ago +5.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹2,178 cr | ₹192 cr | +42.7% | 7.6% | 4.16 |
| Jun 2026 | ₹1,888 cr | ₹163 cr | +92.6% | 7.4% | 3.53 |
| Mar 2026 | ₹2,061 cr | ₹261 cr | +53.0% | 10.6% | 5.65 |
| Dec 2025 | ₹1,771 cr | ₹189 cr | +164.7% | 9.0% | 4.11 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Dec 2025 | Sept 2025 |
|---|---|---|---|---|
| Promoters | — | — | — | — |
| Foreign institutions (FII) | 27.12% | 37.30% | 40.77% | 43.64% |
| Domestic institutions (DII) | 44.86% | 40.42% | 29.54% | 26.62% |
| Mutual funds | 35.49% | 28.32% | 20.21% | 18.13% |
| Retail investors | 4.05% | 2.64% | 2.63% | 2.69% |
| Number of shareholders | 2,48,207 | 1,50,458 | 1,59,243 | 1,65,600 |
Common questions
What was PB Fintech Limited's latest quarterly profit?
PB Fintech Limited reported a net profit of ₹192 cr for the quarter ended Sept 2026 (+42.7% on the same quarter a year earlier), on revenue of ₹2,178 cr.
Is PB Fintech Limited debt-free?
Its latest reported debt-to-equity ratio is 0.05, which is very low.
What is PB Fintech Limited's P/E ratio?
About 62.2, based on the last 12 months' earnings and a price of ₹1,000.1 (data 2026-10-31).
What is the 52-week high and low of PB Fintech Limited?
The 52-week high is ₹1,964.2 and the 52-week low is ₹945.1.
Mutual funds holding PB Fintech Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 32 schemes holding about ₹2,921 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| Mirae Asset Large & Midcap Fund | Mirae Asset Mutual Fund | 1.42% | ₹608 cr |
| Mirae Asset ELSS Tax Saver Fund | Mirae Asset Mutual Fund | 1.54% | ₹379 cr |
| Nippon India Multi Cap Fund | Nippon India Mutual Fund | 0.69% | ₹371 cr |
| Mirae Asset Midcap Fund | Mirae Asset Mutual Fund | 1.73% | ₹338 cr |
| NIPPON INDIA LARGE CAP FUND | Nippon India Mutual Fund | 0.47% | ₹241 cr |
| Nippon India Focused Fund | Nippon India Mutual Fund | 1.47% | ₹119 cr |
| ADITYA BIRLA SUN LIFE MIDCAP FUND | Aditya Birla Sun Life Mutual Fund | 1.44% | ₹94 cr |
| Nippon India Flexi Cap Fund | Nippon India Mutual Fund | 0.73% | ₹67 cr |
| SBI Technology Opportunities Fund | SBI Mutual Fund | 1.56% | ₹65 cr |
| ADITYA BIRLA SUN LIFE MULTI ASSET ALLOCATION FUND | Aditya Birla Sun Life Mutual Fund | 0.84% | ₹63 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 1.76% | ₹60 cr |
| SBI Innovative Opportunities Fund | SBI Mutual Fund | 0.99% | ₹51 cr |
| Nippon India Innovation Fund | Nippon India Mutual Fund | 1.62% | ₹47 cr |
| Mirae Asset Great Consumer Fund | Mirae Asset Mutual Fund | 0.95% | ₹42 cr |
| ADITYA BIRLA SUN LIFE DIGITAL INDIA FUND | Aditya Birla Sun Life Mutual Fund | 1.03% | ₹37 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| PB Fintech Limited | ₹1,000.1 | ₹46,275 cr | 62.2 | — | 9.7% | 5.2% | 0.05 | -44.5% |
| Info Edge India Ltd. | ₹1,189.6 | ₹77,162 cr | 43.8 | 1.7 | 4% | 2.5% | 0.01 | -14.4% |
| CRISIL Limited | ₹4,516.6 | ₹33,030 cr | 36.9 | — | 27.4% | 30.7% | 0.1 | -9.3% |
| Aditya Birla Sun Life Amc Limited | ₹805.5 | ₹23,293 cr | 23.7 | 6 | 25.1% | — | 0.02 | +2.6% |
| TBO Tek Ltd. | ₹1,532.2 | ₹16,689 cr | 62.3 | — | 17.8% | 18.5% | 0.49 | -0.7% |
| CarTrade Tech Ltd. | ₹2,189.8 | ₹10,646 cr | 47.5 | 4.1 | 9.5% | 8.5% | 0.06 | -26.1% |
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