NSE ScannerBanks · Regional Banks · NSE: JSFB · data 2026-11-01
Jana Small Finance Bank Ltd
In plain words
Price: 38.5% below its 52-week high of ₹606.95.
Delivery: 40.8% of traded shares were kept for delivery over the last 10 sessions, against 47.4% over the last 60.
Latest results: a net profit of ₹170 cr for the quarter ended Sept 2026 (+127.1% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹6,896 cr |
| Net profit (last 12 months) | ₹475 cr |
| Sales growth, 3 years (yearly) | 21.4% |
| Profit growth, 3 years (yearly) | 8.4% |
At a glance
Promoters 16.9% (-5.0 pts in a year), pledged 0.0%, institutions 21.4%.
P/E 8.3, P/B 0.8, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 7.6%, operating margin 11.9%: how much profit it earns on the money it uses.
Profit growth 8.4% and sales growth 21.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Low return on equity (7.6%).
- Promoters cut their holding by 5.0 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
JSFB Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹1,586.78 crore, up 21.6% YoY and up 4.8% QoQ.
Net profit was ₹170.36 crore, up 127.1% YoY and up 9.7% QoQ.
EPS was ₹16.12, up 126.1% YoY and up 9.4% QoQ.
JSFB के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹1,586.78 करोड़; पिछले साल की तुलना में 21.6% की बढ़त, पिछली तिमाही की तुलना में 4.8% की बढ़त।
शुद्ध मुनाफ़ा: ₹170.36 करोड़; पिछले साल की तुलना में 127.1% की बढ़त, पिछली तिमाही की तुलना में 9.7% की बढ़त।
EPS: ₹16.12; पिछले साल की तुलना में 126.1% की बढ़त, पिछली तिमाही की तुलना में 9.4% की बढ़त।
JSFBના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹1,586.78 કરોડ; ગયા વર્ષની સરખામણીએ 21.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.8% વધારો.
ચોખ્ખો નફો: ₹170.36 કરોડ; ગયા વર્ષની સરખામણીએ 127.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 9.7% વધારો.
EPS: ₹16.12; ગયા વર્ષની સરખામણીએ 126.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 9.4% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
5/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 40.5% over the last 20 sessions vs 46.2% in the 40 before (0.88x); shares delivered per day 0.75x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 15 Jul 26Results Q1 FY27 results: profit +52.3% YoY +1.6% next session
- 29 Apr 26Results Q4 FY26 results: net profit ₹139.8 cr -6.8% next session
- 22 Jul 25Results Q1 FY26 results: net profit ₹101.9 cr -8.8% next session
- 21 Jan 25Results Q3 FY25 results: net profit ₹110.7 cr +13.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹1,587 cr | ₹170 cr | +127.1% | 23.5% | 16.12 |
| Jun 2026 | ₹1,515 cr | ₹155 cr | +52.3% | 22.0% | 14.74 |
| Mar 2026 | ₹1,445 cr | ₹140 cr | +13.2% | 23.2% | 13.28 |
| Dec 2025 | ₹1,384 cr | ₹10 cr | -91.2% | 20.7% | 0.92 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 16.87% | 16.94% | 21.85% | 21.86% |
| Foreign institutions (FII) | 5.10% | 4.01% | 4.31% | 4.11% |
| Domestic institutions (DII) | 16.29% | 16.35% | 16.27% | 14.89% |
| Mutual funds | 2.36% | 1.88% | 1.92% | 1.45% |
| Retail investors | 10.15% | 9.24% | 9.05% | 8.42% |
| Number of shareholders | 50,686 | 49,932 | 50,785 | 51,546 |
Common questions
What was Jana Small Finance Bank Ltd's latest quarterly profit?
Jana Small Finance Bank Ltd reported a net profit of ₹170 cr for the quarter ended Sept 2026 (+127.1% on the same quarter a year earlier), on revenue of ₹1,587 cr.
How much do promoters hold in Jana Small Finance Bank Ltd?
Promoters held 16.87% of Jana Small Finance Bank Ltd at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Jana Small Finance Bank Ltd debt-free?
Its latest reported debt-to-equity ratio is 3.74, meaning borrowings are larger than shareholders' equity.
What is Jana Small Finance Bank Ltd's P/E ratio?
About 8.3, based on the last 12 months' earnings and a price of ₹373.5 (data 2026-11-01).
What is the 52-week high and low of Jana Small Finance Bank Ltd?
The 52-week high is ₹606.95 and the 52-week low is ₹330.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Jana Small Finance Bank Ltd | ₹373.5 | ₹3,940 cr | 8.3 | 0.8 | 7.6% | 0.7% | 3.74 | -16.4% |
| Ujjivan Small Finance Bank Ltd. | ₹53.09 | ₹10,390 cr | 9.1 | 1.4 | 10.7% | 2.3% | 2.16 | +1.1% |
| DCB Bank Limited | ₹192.61 | ₹6,202 cr | 7.4 | 0.9 | 12% | 1.6% | 2.77 | +22.3% |
| Equitas Small Finance Bank Ltd. | ₹53.59 | ₹6,112 cr | 8.7 | 0.9 | 1.7% | 0.3% | 2.32 | -10.7% |
| ESAF Small Finance Bank Limited | ₹42.46 | ₹2,190 cr | 8.1 | 1.1 | -8.9% | -1% | 2.83 | +51.1% |
| Utkarsh Small Finance Bank Limited | ₹11.46 | ₹2,041 cr | — | 0.7 | -40% | -7.1% | 2.02 | -43.5% |
Compare JSFB with UJJIVANSFB in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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