NSE ScannerOpen the scanner

Banks · Regional Banks · NSE: ESAFSFB · data 2026-10-30

ESAF Small Finance Bank Limited

₹42.46-1.12% on 30 OctHealth: Average 5.9/10
Feb 2026Low ₹19.86 · High ₹44.71+45.5%

In plain words

Price: 7.7% below its 52-week high of ₹46.

Delivery: 33.9% of traded shares were kept for delivery over the last 10 sessions, against 43.7% over the last 60.

Latest results: a net profit of ₹160 cr for the quarter ended Sept 2026.

A description of the data, not a recommendation.

Open full analysis — chart, results, balance sheet, red flags →

Key figures

Price
₹42.46
Market cap
₹2,230 cr
P/E
8.1
P/B
1.1
ROE
-8.9%
ROCE
-1.0%
Debt / equity
2.83
Dividend yield
0.00%
1-year return
51.1%
52-week high
₹46
52-week low
₹19.78
Operating margin
11.5%

Growth

Revenue (last 12 months)₹5,094 cr
Net profit (last 12 months)₹271 cr
Sales growth, 3 years (yearly)11.2%
Profit growth, 3 years (yearly)—

Latest results in brief (Q2 FY27)

ESAFSFB Q2 FY27 results (standalone figures, as filed on NSE).

Interest earned was ₹1,174.71 crore, up 43.3% YoY and up 7% QoQ.

Net profit was ₹160.17 crore, a turn to profit from a loss a year ago and up 100% QoQ.

EPS was ₹3.1, up 100% QoQ.

ESAFSFB के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।

ब्याज आय: ₹1,174.71 करोड़; पिछले साल की तुलना में 43.3% की बढ़त, पिछली तिमाही की तुलना में 7% की बढ़त।

शुद्ध मुनाफ़ा: ₹160.17 करोड़; एक साल पहले के घाटे से मुनाफ़े में आया, पिछली तिमाही की तुलना में 100% की बढ़त।

EPS: ₹3.1; पिछली तिमाही की तुलना में 100% की बढ़त।

ESAFSFBના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).

વ્યાજની આવક: ₹1,174.71 કરોડ; ગયા વર્ષની સરખામણીએ 43.3% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 7% વધારો.

ચોખ્ખો નફો: ₹160.17 કરોડ; એક વર્ષ પહેલાંની ખોટમાંથી નફામાં આવી, ગયા ક્વાર્ટરની સરખામણીએ 100% વધારો.

EPS: ₹3.1; ગયા ક્વાર્ટરની સરખામણીએ 100% વધારો.

Written from the filed numbers. Not a recommendation.

Smart-money activity

5/100 · Weak over the last ~60 sessions, data 2026-10-30

A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.

Story so far

2026-10-29: Q2 FY27 results: turned to profit vs a year ago2026-07-31: Q1 FY27 results: turned to profit vs a year ago2026-04-30: Q4 FY26 results: turned to profit vs a year ago2026-03-27: Q3 FY26 results: turned to profit vs a year ago

● Results

From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.

Quarterly results (standalone)

QuarterRevenueNet profitProfit YoYOp. marginEPS ₹
Sept 2026₹1,175 cr₹160 cr—30.8%3.1
Jun 2026₹1,098 cr₹80 cr—31.8%1.55
Mar 2026₹1,196 cr₹24 cr—20.2%0.46
Dec 2025₹894 cr₹7 cr—28.2%0.14

Shareholding trend

HolderSept 2026Jun 2026Mar 2026Dec 2025
Promoters63.23%63.25%63.28%63.30%
Foreign institutions (FII)0.18%0.32%0.01%0.01%
Domestic institutions (DII)3.58%3.80%4.63%4.97%
Mutual funds————
Retail investors11.50%12.25%12.62%12.73%
Number of shareholders1,04,8281,07,6311,09,2461,11,691

Common questions

What was ESAF Small Finance Bank Limited's latest quarterly profit?

ESAF Small Finance Bank Limited reported a net profit of ₹160 cr for the quarter ended Sept 2026, on revenue of ₹1,175 cr.

How much do promoters hold in ESAF Small Finance Bank Limited?

Promoters held 63.23% of ESAF Small Finance Bank Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.

Is ESAF Small Finance Bank Limited debt-free?

Its latest reported debt-to-equity ratio is 2.83, meaning borrowings are larger than shareholders' equity.

What is ESAF Small Finance Bank Limited's P/E ratio?

About 8.1, based on the last 12 months' earnings and a price of ₹42.46 (data 2026-10-30).

What is the 52-week high and low of ESAF Small Finance Bank Limited?

The 52-week high is ₹46 and the 52-week low is ₹19.78.

Similar companies

Jana Small Finance Bank Ltd (JSFB) · Utkarsh Small Finance Bank Limited (UTKARSHBNK) · Suryoday Small Finance Bank Limited (SURYODAY) · Capital Small Finance Bank Limited (CAPITALSFB) · FINO Payments Bank Ltd. (FINOPB)

The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.

Open ESAFSFB in NSE Scanner →
Share on WhatsAppShare on Telegram