Comparison · NSE · data 2026-11-03
Bajaj Housing Finance Ltd. vs Sundaram Finance Limited
In plain words
Size: Bajaj Housing Finance Ltd. is about 1.5 times the market value of Sundaram Finance Limited.
Valuation (P/E): Bajaj Housing Finance Ltd. 23.2 vs Sundaram Finance Limited 20.1.
Return on equity: Sundaram Finance Limited 14.7% vs Bajaj Housing Finance Ltd. 12.1%.
Profit growth over 3 years: Bajaj Housing Finance Ltd. 26.7% a year vs Sundaram Finance Limited 15.7% a year.
Debt to equity: Bajaj Housing Finance Ltd. 4.6 vs Sundaram Finance Limited 4.09.
Differences in the numbers, not a recommendation of either stock.
Side by side
19 metrics shown
| BAJAJHFL | SUNDARMFIN | |
|---|---|---|
| Price | ₹78.19 | ₹4,057 |
| Market cap | ₹65,126 cr | ₹44,157 cr |
| P/E | 23.2 | 20.1 |
| P/B | 2.7 | — |
| ROE | 12.1% | 14.7% |
| ROCE | — | — |
| Debt / equity | 4.6 | 4.09 |
| Operating margin | 31.5% | 34.1% |
| Dividend yield | 0.00% | 1.01% |
| Sales growth, 3 years (yearly) | 25.4% | 21.6% |
| Profit growth, 3 years (yearly) | 26.7% | 15.7% |
| 1-year return | -29.1% | -11.4% |
| Revenue, last 12 months | ₹12,103 cr | ₹10,118 cr |
| Net profit, last 12 months | ₹2,806 cr | ₹2,220 cr |
| Latest quarter | Sept 2026 | Jun 2026 |
| Quarter net profit | ₹757 cr | ₹636 cr |
| Quarter profit vs a year earlier | +17.7% | +33.9% |
| Promoter holding | 86.70% | 37.19% |
| Health check | Average (4.1/10) | Average (5/10) |
Common questions
Which has a higher P/E, Bajaj Housing Finance Ltd. or Sundaram Finance Limited?
Bajaj Housing Finance Ltd. trades at the higher P/E (23.2 against 20.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Sundaram Finance Limited (14.7% against 12.1%).
Which carries more debt?
Bajaj Housing Finance Ltd. has the higher debt-to-equity ratio (4.6 against 4.09).