TickerKhojComparison · NSE · data 2026-11-03
Bajaj Housing Finance Ltd. vs L&T Finance Ltd
In plain words
Size: Bajaj Housing Finance Ltd. is about 1 times the market value of L&T Finance Ltd.
Valuation (P/E): Bajaj Housing Finance Ltd. 23.2 vs L&T Finance Ltd 18.6.
Profit growth over 3 years: Bajaj Housing Finance Ltd. 26.7% a year vs L&T Finance Ltd 22.5% a year.
Debt to equity: Bajaj Housing Finance Ltd. 4.6 vs L&T Finance Ltd 3.94.
Differences in the numbers, not a recommendation of either stock.
Side by side
19 metrics shown
| BAJAJHFL | LTF | |
|---|---|---|
| Price | ₹78.19 | ₹252.62 |
| Market cap | ₹65,126 cr | ₹62,911 cr |
| P/E | 23.2 | 18.6 |
| P/B | 2.7 | 2.2 |
| ROE | 12.1% | 11.1% |
| ROCE | — | — |
| Debt / equity | 4.6 | 3.94 |
| Operating margin | 31.5% | 36.2% |
| Dividend yield | 0.00% | 1.10% |
| Sales growth, 3 years (yearly) | 25.4% | 10.3% |
| Profit growth, 3 years (yearly) | 26.7% | 22.5% |
| 1-year return | -29.1% | -6.6% |
| Revenue, last 12 months | ₹12,103 cr | ₹19,330 cr |
| Net profit, last 12 months | ₹2,806 cr | ₹3,423 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹757 cr | ₹975 cr |
| Quarter profit vs a year earlier | +17.7% | +32.7% |
| Promoter holding | 86.70% | 65.93% |
| Health check | Average (4.1/10) | Average (4.9/10) |
Common questions
Which has a higher P/E, Bajaj Housing Finance Ltd. or L&T Finance Ltd?
Bajaj Housing Finance Ltd. trades at the higher P/E (23.2 against 18.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bajaj Housing Finance Ltd. (12.1% against 11.1%).
Which carries more debt?
Bajaj Housing Finance Ltd. has the higher debt-to-equity ratio (4.6 against 3.94).