NSE ScannerBanks · Major Banks · NSE: PSB · data 2026-10-31
Punjab & Sind Bank Ltd.
In plain words
Price: 42.4% below its 52-week high of ₹32.4.
Delivery: 36.5% of traded shares were kept for delivery over the last 10 sessions, against 48.0% over the last 60.
Latest results: a net profit of ₹412 cr for the quarter ended Sept 2026 (+39.9% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹14,299 cr |
| Net profit (last 12 months) | ₹1,502 cr |
| Sales growth, 3 years (yearly) | 15.4% |
| Profit growth, 3 years (yearly) | 0.2% |
At a glance
Promoters 93.8% (unchanged in a year), pledged 0.0%, institutions 3.9%.
P/E 8.8, P/B 0.9, dividend yield 2.1%. Price relative to earnings and book value (low is cheaper, not better).
ROE 9.6%, operating margin 36.1%: how much profit it earns on the money it uses.
Profit growth 0.2% and sales growth 15.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Pays a dividend yielding 2.1%.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
PSB Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹3,394.48 crore, up 13.2% YoY.
Net profit was ₹411.97 crore, up 39.9% YoY.
EPS was ₹0.58, up 38.1% YoY.
PSB के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹3,394.48 करोड़; पिछले साल की तुलना में 13.2% की बढ़त।
शुद्ध मुनाफ़ा: ₹411.97 करोड़; पिछले साल की तुलना में 39.9% की बढ़त।
EPS: ₹0.58; पिछले साल की तुलना में 38.1% की बढ़त।
PSBના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹3,394.48 કરોડ; ગયા વર્ષની સરખામણીએ 13.2% વધારો.
ચોખ્ખો નફો: ₹411.97 કરોડ; ગયા વર્ષની સરખામણીએ 39.9% વધારો.
EPS: ₹0.58; ગયા વર્ષની સરખામણીએ 38.1% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
21/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 13/30: Delivery 36.3% over the last 20 sessions vs 49.8% in the 40 before (0.73x); shares delivered per day 1.67x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 3/15: 2 schemes hold it, about ₹11 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 17 Oct 26Results Q2 FY27 results: profit +39.9% YoY -0.1% next session
- 21 Jul 26Dividend Dividend ₹0.39 (ex-date) -1.7% next session
- 16 Oct 25Results Q2 FY26 results: net profit ₹294.5 cr -1.8% next session
- 29 Jul 25Dividend Dividend ₹0.07 (ex-date) -0.3% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹3,394 cr | ₹412 cr | +39.9% | 18.2% | 0.58 |
| Sept 2025 | ₹2,999 cr | ₹295 cr | — | 16.8% | 0.42 |
| Sept 2023 | ₹2,406 cr | ₹189 cr | — | 10.8% | 0.28 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 93.85% | 93.85% | 93.85% | 93.85% |
| Foreign institutions (FII) | 0.12% | 0.14% | 0.15% | 0.16% |
| Domestic institutions (DII) | 3.79% | 3.81% | 3.91% | 4.00% |
| Mutual funds | 0.15% | 0.13% | 0.11% | 0.11% |
| Retail investors | 1.41% | 1.38% | 1.35% | 1.30% |
| Number of shareholders | 2,22,056 | 2,21,849 | 2,22,301 | 2,22,415 |
Common questions
What was Punjab & Sind Bank Ltd.'s latest quarterly profit?
Punjab & Sind Bank Ltd. reported a net profit of ₹412 cr for the quarter ended Sept 2026 (+39.9% on the same quarter a year earlier), on revenue of ₹3,394 cr.
How much do promoters hold in Punjab & Sind Bank Ltd.?
Promoters held 93.85% of Punjab & Sind Bank Ltd. at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Punjab & Sind Bank Ltd. debt-free?
Its latest reported debt-to-equity ratio is 1.28, meaning borrowings are larger than shareholders' equity.
What is Punjab & Sind Bank Ltd.'s P/E ratio?
About 8.8, based on the last 12 months' earnings and a price of ₹18.66 (data 2026-10-31).
What is the 52-week high and low of Punjab & Sind Bank Ltd.?
The 52-week high is ₹32.4 and the 52-week low is ₹18.
Mutual funds holding Punjab & Sind Bank Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 2 schemes holding about ₹11 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 0.27% | ₹11 cr |
| Mirae Asset Nifty PSU Bank ETF | Mirae Asset Mutual Fund | 0.27% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Punjab & Sind Bank Ltd. | ₹18.66 | ₹13,247 cr | 8.8 | 0.9 | 9.6% | 1.4% | 1.28 | -40.8% |
| Yes Bank Limited | ₹15.15 | ₹47,586 cr | 11.5 | 0.9 | 7.1% | 0.9% | 1.46 | -33.4% |
| Central Bank of India | ₹28.73 | ₹25,996 cr | 5.4 | 0.6 | 11.9% | 2.2% | 0.85 | -28.5% |
| Bandhan Bank Ltd. | ₹154.33 | ₹24,796 cr | 13.4 | 0.9 | 4.9% | 1.2% | 1.51 | -10.6% |
| South Indian Bank Limited | ₹55.49 | ₹14,543 cr | 9.2 | 1.2 | 13.5% | 2% | 0.38 | +41.9% |
| CSB Bank Ltd. | ₹295.85 | ₹5,144 cr | 7.5 | 1 | 13.5% | 2.1% | 3.41 | -28.4% |
Compare PSB with YESBANK in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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