Comparison · NSE · data 2026-11-03
Punjab & Sind Bank Ltd. vs Yes Bank Limited
In plain words
Size: Yes Bank Limited is about 3.6 times the market value of Punjab & Sind Bank Ltd..
Valuation (P/E): Yes Bank Limited 11.8 vs Punjab & Sind Bank Ltd. 9.
Return on equity: Punjab & Sind Bank Ltd. 9.6% vs Yes Bank Limited 7.1%.
Profit growth over 3 years: Yes Bank Limited 68.4% a year vs Punjab & Sind Bank Ltd. 0.2% a year.
Debt to equity: Yes Bank Limited 1.46 vs Punjab & Sind Bank Ltd. 1.28.
Differences in the numbers, not a recommendation of either stock.
Side by side
| PSB | YESBANK | |
|---|---|---|
| Price | ₹19.04 | ₹15.57 |
| Market cap | ₹13,247 cr | ₹47,586 cr |
| P/E | 9 | 11.8 |
| P/B | 0.9 | 0.9 |
| ROE | 9.6% | 7.1% |
| ROCE | 1.4% | 0.9% |
| Debt / equity | 1.28 | 1.46 |
| Operating margin | 36.1% | 29.6% |
| Dividend yield | 2.09% | 0.00% |
| Sales growth, 3 years (yearly) | 15.4% | 11.7% |
| Profit growth, 3 years (yearly) | 0.2% | 68.4% |
| 1-year return | -38.9% | -30.1% |
| Revenue, last 12 months | ₹14,299 cr | ₹39,277 cr |
| Net profit, last 12 months | ₹1,502 cr | ₹4,195 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹412 cr | ₹1,084 cr |
| Quarter profit vs a year earlier | +39.9% | +63.2% |
| Promoter holding | 93.85% | — |
| Health check | Average (4.5/10) | Average (4.3/10) |
Common questions
Which has a higher P/E, Punjab & Sind Bank Ltd. or Yes Bank Limited?
Yes Bank Limited trades at the higher P/E (11.8 against 9). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Punjab & Sind Bank Ltd. (9.6% against 7.1%).
Which carries more debt?
Yes Bank Limited has the higher debt-to-equity ratio (1.46 against 1.28).