NBFC & Lending · Finance/Rental/Leasing · NSE: MANCREDIT · data 2026-11-01
Mangal Credit & Fincorp Ltd.
In plain words
Price: 17.4% below its 52-week high of ₹287.27.
Delivery: 18.1% of traded shares were kept for delivery over the last 10 sessions, against 24.6% over the last 60.
Latest results: a net profit of ₹6 cr for the quarter ended Jun 2026 (+89.7% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹78 cr |
| Net profit (last 12 months) | ₹18 cr |
| Sales growth, 3 years (yearly) | 49.1% |
| Profit growth, 3 years (yearly) | 24.6% |
At a glance
Promoters 55.3% (unchanged in a year), pledged 0.0%, institutions 0.3%.
P/E 27.8, dividend yield 0.3%. Price relative to earnings and book value (low is cheaper, not better).
ROE 9.8%, operating margin 33.3%: how much profit it earns on the money it uses.
Profit growth 24.6% and sales growth 49.1% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 24.6% a year over 3 years.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
MANCREDIT Q1 FY27 results (standalone figures, as filed on NSE).
Revenue was ₹22.16 crore, up 53.1% YoY and up 4% QoQ.
Net profit was ₹5.69 crore, up 89.7% YoY and up 3.8% QoQ.
Operating margin was 82% (74.7% a year ago).
EPS was ₹2.7, up 76.5% YoY and up 4.2% QoQ.
MANCREDIT के Q1 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
राजस्व: ₹22.16 करोड़; पिछले साल की तुलना में 53.1% की बढ़त, पिछली तिमाही की तुलना में 4% की बढ़त।
शुद्ध मुनाफ़ा: ₹5.69 करोड़; पिछले साल की तुलना में 89.7% की बढ़त, पिछली तिमाही की तुलना में 3.8% की बढ़त।
ऑपरेटिंग मार्जिन: 82% (एक साल पहले 74.7%)।
EPS: ₹2.7; पिछले साल की तुलना में 76.5% की बढ़त, पिछली तिमाही की तुलना में 4.2% की बढ़त।
MANCREDITના Q1 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹22.16 કરોડ; ગયા વર્ષની સરખામણીએ 53.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4% વધારો.
ચોખ્ખો નફો: ₹5.69 કરોડ; ગયા વર્ષની સરખામણીએ 89.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 3.8% વધારો.
ઓપરેટિંગ માર્જિન: 82% (એક વર્ષ પહેલાં 74.7%).
EPS: ₹2.7; ગયા વર્ષની સરખામણીએ 76.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.2% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
5/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 18.3% over the last 20 sessions vs 24.5% in the 40 before (0.75x); shares delivered per day 0.74x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Dividend ● Results
- 11 Sept 26Dividend Dividend ₹0.75 (ex-date) -1.5% next session
- 6 Aug 26Results Q1 FY27 results: profit +89.7% YoY -2.0% next session
- 13 Jul 26Results Q4 FY26 results: profit +109.2% YoY +1.9% next session
- 2 May 26Results Q2 FY26 results: profit −7.1% YoY -0.6% next session
- 9 Feb 26Results Q3 FY26 results: profit +10.1% YoY -1.3% next session
- 17 Sept 25Dividend Dividend ₹0.75 (ex-date) +3.0% next session
- 5 Aug 25Results Q1 FY26 results: net profit ₹3 cr -1.0% next session
- 22 Jul 25Results Q4 FY25 results: net profit ₹2.6 cr +0.3% next session
- 10 Feb 25Results Q3 FY25 results: net profit ₹3.5 cr +1.8% next session
- 7 Nov 24Results Q2 FY25 results: net profit ₹3.2 cr -1.6% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹22 cr | ₹6 cr | +89.7% | 82.0% | 2.7 |
| Mar 2026 | ₹21 cr | ₹5 cr | +109.2% | 81.3% | 2.59 |
| Dec 2025 | ₹18 cr | ₹4 cr | +10.1% | 77.6% | 1.82 |
| Sept 2025 | ₹16 cr | ₹3 cr | -7.1% | 72.6% | 1.48 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 55.25% | 55.25% | 55.25% | 55.25% |
| Foreign institutions (FII) | 0.27% | 0.12% | 0.00% | 0.05% |
| Domestic institutions (DII) | 0.01% | 0.01% | 0.10% | 0.11% |
| Mutual funds | — | — | — | — |
| Retail investors | 7.40% | 7.22% | 7.87% | 8.22% |
| Number of shareholders | 3,512 | 3,331 | 3,226 | 3,329 |
Common questions
What was Mangal Credit & Fincorp Ltd.'s latest quarterly profit?
Mangal Credit & Fincorp Ltd. reported a net profit of ₹6 cr for the quarter ended Jun 2026 (+89.7% on the same quarter a year earlier), on revenue of ₹22 cr.
How much do promoters hold in Mangal Credit & Fincorp Ltd.?
Promoters held 55.25% of Mangal Credit & Fincorp Ltd. at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Mangal Credit & Fincorp Ltd. debt-free?
Its latest reported debt-to-equity ratio is 1.92, meaning borrowings are larger than shareholders' equity.
What is Mangal Credit & Fincorp Ltd.'s P/E ratio?
About 27.8, based on the last 12 months' earnings and a price of ₹237.2 (data 2026-11-01).
What is the 52-week high and low of Mangal Credit & Fincorp Ltd.?
The 52-week high is ₹287.27 and the 52-week low is ₹152.06.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Mangal Credit & Fincorp Ltd. | ₹237.2 | ₹499 cr | 27.8 | — | 9.8% | — | 1.92 | +28.8% |
| GIC Housing Finance Limited | ₹120.62 | ₹651 cr | 4.1 | — | 7.6% | — | 4.33 | -32.3% |
| ECOS (India) Mobility & Hospitality Limited | ₹100.32 | ₹602 cr | 10.2 | — | 23.7% | 26.2% | 0.03 | -53.3% |
| U. Y. Fincorp Limited | ₹30.21 | ₹575 cr | 9.3 | — | 13.4% | — | 0.01 | +110.8% |
| Laxmi India Finance Limited | ₹90.83 | ₹476 cr | 8.3 | 1 | 13.8% | — | 2.87 | -41.4% |
| Akiko Global Services Ltd. | ₹425 | ₹458 cr | — | — | 29.4% | 40.9% | 0.25 | +64.1% |
Compare MANCREDIT with GICHSGFIN in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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