NSE ScannerNBFC & Lending · Finance/Rental/Leasing · NSE: GICHSGFIN · data 2026-11-01
GIC Housing Finance Limited
In plain words
Price: 34.4% below its 52-week high of ₹184.
Delivery: 63.2% of traded shares were kept for delivery over the last 10 sessions, against 61.5% over the last 60.
Latest results: a net profit of ₹10 cr for the quarter ended Jun 2026 (+35.8% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹1,084 cr |
| Net profit (last 12 months) | ₹157 cr |
| Sales growth, 3 years (yearly) | -1.3% |
| Profit growth, 3 years (yearly) | -10.1% |
At a glance
Promoters 42.4% (unchanged in a year), pledged 0.0%, institutions 3.4%.
P/E 4.1, dividend yield 3.7%. Price relative to earnings and book value (low is cheaper, not better).
ROE 7.6%, operating margin 20.3%: how much profit it earns on the money it uses.
Profit growth -10.1% and sales growth -1.3% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Pays a dividend yielding 3.7%.
- Low return on equity (7.6%).
- Profit fell 10.1% a year over 3 years.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
GICHSGFIN Q1 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹266.76 crore, up 0.5% YoY and down 2.2% QoQ.
Net profit was ₹10.08 crore, up 35.8% YoY and down 81.2% QoQ.
Operating margin was 72.7% (58.5% a year ago).
EPS was ₹1.87, up 35.5% YoY and down 81.2% QoQ.
GICHSGFIN के Q1 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹266.76 करोड़; पिछले साल की तुलना में 0.5% की बढ़त, पिछली तिमाही की तुलना में 2.2% की गिरावट।
शुद्ध मुनाफ़ा: ₹10.08 करोड़; पिछले साल की तुलना में 35.8% की बढ़त, पिछली तिमाही की तुलना में 81.2% की गिरावट।
ऑपरेटिंग मार्जिन: 72.7% (एक साल पहले 58.5%)।
EPS: ₹1.87; पिछले साल की तुलना में 35.5% की बढ़त, पिछली तिमाही की तुलना में 81.2% की गिरावट।
GICHSGFINના Q1 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹266.76 કરોડ; ગયા વર્ષની સરખામણીએ 0.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 2.2% ઘટાડો.
ચોખ્ખો નફો: ₹10.08 કરોડ; ગયા વર્ષની સરખામણીએ 35.8% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 81.2% ઘટાડો.
ઓપરેટિંગ માર્જિન: 72.7% (એક વર્ષ પહેલાં 58.5%).
EPS: ₹1.87; ગયા વર્ષની સરખામણીએ 35.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 81.2% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
9/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 4/30: Delivery 65.1% over the last 20 sessions vs 58.8% in the 40 before (1.11x); shares delivered per day 0.84x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 12 Aug 26Results Q1 FY27 results: profit +35.8% YoY -7.2% next session
- 25 Jun 26Dividend Dividend ₹4.5 (ex-date) -7.4% next session
- 15 May 26Results Q4 FY26 results: profit +52.5% YoY -2.2% next session
- 9 Feb 26Results Q3 FY26 results: profit −12.1% YoY +0.6% next session
- 13 Nov 25Results Q2 FY26 results: profit +37.0% YoY -0.1% next session
- 12 Aug 25Results Q1 FY26 results: profit −81.0% YoY -2.5% next session
- 18 Jul 25Dividend Dividend ₹4.5 (ex-date) -5.0% next session
- 16 May 25Results Q4 FY25 results: profit −34.4% YoY -0.9% next session
- 11 Feb 25Results Q3 FY25 results: profit +39.4% YoY +1.1% next session
- 8 Nov 24Results Q2 FY25 results: profit +21.0% YoY -1.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹267 cr | ₹10 cr | +35.8% | 72.7% | 1.87 |
| Mar 2026 | ₹273 cr | ₹54 cr | +52.5% | 85.7% | 9.97 |
| Dec 2025 | ₹273 cr | ₹44 cr | -12.1% | 84.6% | 8.11 |
| Sept 2025 | ₹272 cr | ₹50 cr | +37.0% | 87.1% | 9.29 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 42.41% | 42.41% | 42.41% | 42.41% |
| Foreign institutions (FII) | 0.93% | 1.40% | 1.81% | 2.08% |
| Domestic institutions (DII) | 2.44% | 2.54% | 4.60% | 5.06% |
| Mutual funds | — | — | — | — |
| Retail investors | 32.62% | 32.28% | 31.07% | 31.03% |
| Number of shareholders | 60,546 | 61,754 | 61,368 | 62,585 |
Common questions
What was GIC Housing Finance Limited's latest quarterly profit?
GIC Housing Finance Limited reported a net profit of ₹10 cr for the quarter ended Jun 2026 (+35.8% on the same quarter a year earlier), on revenue of ₹267 cr.
How much do promoters hold in GIC Housing Finance Limited?
Promoters held 42.41% of GIC Housing Finance Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is GIC Housing Finance Limited debt-free?
Its latest reported debt-to-equity ratio is 4.33, meaning borrowings are larger than shareholders' equity.
What is GIC Housing Finance Limited's P/E ratio?
About 4.1, based on the last 12 months' earnings and a price of ₹120.62 (data 2026-11-01).
What is the 52-week high and low of GIC Housing Finance Limited?
The 52-week high is ₹184 and the 52-week low is ₹120.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| GIC Housing Finance Limited | ₹120.62 | ₹651 cr | 4.1 | — | 7.6% | — | 4.33 | -32.3% |
| Vision Infra Equipment Solutions Limited | ₹314.95 | ₹782 cr | 11.8 | 3 | 30.9% | 24.9% | 1.44 | +33.5% |
| Manba Finance Limited | ₹145.39 | ₹731 cr | 14.3 | 1.7 | 11.6% | — | 3.8 | +5.1% |
| Capital India Finance Ltd | ₹17.92 | ₹706 cr | 18.7 | — | 6.1% | — | 1.43 | -48.5% |
| ECOS (India) Mobility & Hospitality Limited | ₹100.32 | ₹602 cr | 10.2 | — | 23.7% | 26.2% | 0.03 | -53.3% |
| U. Y. Fincorp Limited | ₹30.21 | ₹575 cr | 9.3 | — | 13.4% | — | 0.01 | +110.8% |
Compare GICHSGFIN with VIESL in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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