NBFC & Lending · Finance/Rental/Leasing · NSE: CIFL · data 2026-11-01
Capital India Finance Ltd
In plain words
Price: 54.9% below its 52-week high of ₹39.69.
Delivery: 56.2% of traded shares were kept for delivery over the last 10 sessions, against 68.3% over the last 60.
Latest results: a net loss of ₹3 cr for the quarter ended Jun 2026.
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹536 cr |
| Net profit (last 12 months) | ₹38 cr |
| Sales growth, 3 years (yearly) | -6.9% |
| Profit growth, 3 years (yearly) | — |
At a glance
Promoters 72.6% (-0.3 pts in a year), pledged 0.0%, institutions 0.1%.
P/E 18.7, dividend yield 0.1%. Price relative to earnings and book value (low is cheaper, not better).
ROE 6.1%, operating margin -7.5%: how much profit it earns on the money it uses.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Low return on equity (6.1%).
- Reported a loss in the latest quarter.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
CIFL Q1 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹127.74 crore, down 8.6% YoY and up 2.1% QoQ.
Net loss was ₹3.27 crore, a bigger loss than a year ago and a bigger loss than last quarter.
Operating margin was 18.7% (22.1% a year ago).
EPS was -₹0.08, more negative than a year ago and negative against a positive EPS last quarter.
CIFL के Q1 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹127.74 करोड़; पिछले साल की तुलना में 8.6% की गिरावट, पिछली तिमाही की तुलना में 2.1% की बढ़त।
शुद्ध घाटा: ₹3.27 करोड़; एक साल पहले से घाटा बढ़ा, पिछली तिमाही से घाटा बढ़ा।
ऑपरेटिंग मार्जिन: 18.7% (एक साल पहले 22.1%)।
EPS: -₹0.08; एक साल पहले से अधिक ऋणात्मक, पिछली तिमाही के धनात्मक EPS से ऋणात्मक हुआ।
CIFLના Q1 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹127.74 કરોડ; ગયા વર્ષની સરખામણીએ 8.6% ઘટાડો, ગયા ક્વાર્ટરની સરખામણીએ 2.1% વધારો.
ચોખ્ખી ખોટ: ₹3.27 કરોડ; એક વર્ષ પહેલાંની સરખામણીએ ખોટ વધી, ગયા ક્વાર્ટરની સરખામણીએ ખોટ વધી.
ઓપરેટિંગ માર્જિન: 18.7% (એક વર્ષ પહેલાં 22.1%).
EPS: -₹0.08; એક વર્ષ પહેલાંના કરતાં વધુ નકારાત્મક, ગયા ક્વાર્ટરના હકારાત્મક EPSથી નકારાત્મક થઈ.
Written from the filed numbers. Not a recommendation.
Smart-money activity
9/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 4/30: Delivery 54.7% over the last 20 sessions vs 75.6% in the 40 before (0.72x); shares delivered per day 0.71x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 14 Aug 26Results Q1 FY27 results: net profit −₹3.3 cr -2.6% next session
- 20 May 26Results Q4 FY26 results: net profit −₹0.2 cr -7.1% next session
- 19 Sept 25Dividend Dividend ₹0.02 (ex-date) +9.3% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹128 cr | ₹-3 cr | — | 18.7% | -0.08 |
| Mar 2026 | ₹125 cr | ₹-0 cr | — | 18.3% | 0 |
| Dec 2025 | ₹147 cr | ₹-3 cr | — | 15.6% | -0.08 |
| Sept 2025 | ₹131 cr | ₹45 cr | — | -20.6% | 1.15 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 72.59% | 72.59% | 72.59% | 72.59% |
| Foreign institutions (FII) | 0.02% | 0.02% | 0.03% | 0.06% |
| Domestic institutions (DII) | 0.03% | 0.03% | — | — |
| Mutual funds | — | — | — | — |
| Retail investors | 2.65% | 2.65% | 2.71% | 2.69% |
| Number of shareholders | 8,240 | 8,216 | 7,880 | 7,434 |
Common questions
What was Capital India Finance Ltd's latest quarterly profit?
Capital India Finance Ltd reported a net loss of ₹3 cr for the quarter ended Jun 2026, on revenue of ₹128 cr.
How much do promoters hold in Capital India Finance Ltd?
Promoters held 72.59% of Capital India Finance Ltd at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Capital India Finance Ltd debt-free?
Its latest reported debt-to-equity ratio is 1.43, meaning borrowings are larger than shareholders' equity.
What is Capital India Finance Ltd's P/E ratio?
About 18.7, based on the last 12 months' earnings and a price of ₹17.92 (data 2026-11-01).
What is the 52-week high and low of Capital India Finance Ltd?
The 52-week high is ₹39.69 and the 52-week low is ₹15.38.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Capital India Finance Ltd | ₹17.92 | ₹706 cr | 18.7 | — | 6.1% | — | 1.43 | -48.5% |
| Vision Infra Equipment Solutions Limited | ₹314.95 | ₹782 cr | 11.8 | 3 | 30.9% | 24.9% | 1.44 | +33.5% |
| Manba Finance Limited | ₹145.39 | ₹731 cr | 14.3 | 1.7 | 11.6% | — | 3.8 | +5.1% |
| GIC Housing Finance Limited | ₹120.62 | ₹651 cr | 4.1 | — | 7.6% | — | 4.33 | -32.3% |
| ECOS (India) Mobility & Hospitality Limited | ₹100.32 | ₹602 cr | 10.2 | — | 23.7% | 26.2% | 0.03 | -53.3% |
| U. Y. Fincorp Limited | ₹30.21 | ₹575 cr | 9.3 | — | 13.4% | — | 0.01 | +110.8% |
Compare CIFL with VIESL in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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