TickerKhojBanks · Major Banks · NSE: IOB · data 2026-11-01
Indian Overseas Bank
In plain words
Price: 30.1% below its 52-week high of ₹41.14.
Delivery: 41.9% of traded shares were kept for delivery over the last 10 sessions, against 47.7% over the last 60.
Latest results: a net profit of ₹1,963 cr for the quarter ended Sept 2026 (+55.9% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹40,817 cr |
| Net profit (last 12 months) | ₹6,662 cr |
| Sales growth, 3 years (yearly) | 16.5% |
| Profit growth, 3 years (yearly) | 37.1% |
At a glance
Promoters 92.4% (-2.2 pts in a year), pledged 0.0%, institutions 4.8%.
P/E 8.3, P/B 1.4, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 15.7%, operating margin 33.9%: how much profit it earns on the money it uses.
Profit growth 37.1% and sales growth 16.5% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 37.1% a year over 3 years.
- Promoters cut their holding by 2.2 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
IOB Q2 FY27 results (consolidated figures, as filed on NSE).
Interest earned was ₹9,201.23 crore, up 17.2% YoY and up 4.8% QoQ.
Net profit was ₹1,962.67 crore, up 55.9% YoY and up 14.4% QoQ.
EPS was ₹1.02, up 56.9% YoY and up 14.6% QoQ.
IOB के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹9,201.23 करोड़; पिछले साल की तुलना में 17.2% की बढ़त, पिछली तिमाही की तुलना में 4.8% की बढ़त।
शुद्ध मुनाफ़ा: ₹1,962.67 करोड़; पिछले साल की तुलना में 55.9% की बढ़त, पिछली तिमाही की तुलना में 14.4% की बढ़त।
EPS: ₹1.02; पिछले साल की तुलना में 56.9% की बढ़त, पिछली तिमाही की तुलना में 14.6% की बढ़त।
IOBના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹9,201.23 કરોડ; ગયા વર્ષની સરખામણીએ 17.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.8% વધારો.
ચોખ્ખો નફો: ₹1,962.67 કરોડ; ગયા વર્ષની સરખામણીએ 55.9% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 14.4% વધારો.
EPS: ₹1.02; ગયા વર્ષની સરખામણીએ 56.9% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 14.6% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
13/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 3/30: Delivery 36.5% over the last 20 sessions vs 50.7% in the 40 before (0.72x); shares delivered per day 1.09x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 5/15: 4 schemes hold it, about ₹59 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹9,201 cr | ₹1,963 cr | +55.9% | 32.8% | 1.02 |
| Jun 2026 | ₹8,778 cr | ₹1,716 cr | +45.6% | 30.7% | 0.89 |
| Mar 2026 | ₹8,489 cr | ₹1,556 cr | +42.5% | 31.4% | 0.81 |
| Dec 2025 | ₹8,172 cr | ₹1,427 cr | +63.1% | 31.9% | 0.71 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 92.44% | 92.44% | 92.44% | 92.44% |
| Foreign institutions (FII) | 0.48% | 0.47% | 0.43% | 0.35% |
| Domestic institutions (DII) | 4.29% | 4.29% | 4.28% | 4.27% |
| Mutual funds | 0.23% | 0.24% | 0.22% | 0.18% |
| Retail investors | 1.79% | 1.81% | 1.83% | 1.85% |
| Number of shareholders | 9,43,961 | 9,55,025 | 9,68,298 | 9,81,829 |
Common questions
What was Indian Overseas Bank's latest quarterly profit?
Indian Overseas Bank reported a net profit of ₹1,963 cr for the quarter ended Sept 2026 (+55.9% on the same quarter a year earlier), on revenue of ₹9,201 cr.
How much do promoters hold in Indian Overseas Bank?
Promoters held 92.44% of Indian Overseas Bank at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Indian Overseas Bank debt-free?
Its latest reported debt-to-equity ratio is 1.42, meaning borrowings are larger than shareholders' equity.
What is Indian Overseas Bank's P/E ratio?
About 8.3, based on the last 12 months' earnings and a price of ₹28.74 (data 2026-11-01).
What is the 52-week high and low of Indian Overseas Bank?
The 52-week high is ₹41.14 and the 52-week low is ₹28.32.
Mutual funds holding Indian Overseas Bank
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 4 schemes holding about ₹59 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 1.32% | ₹52 cr |
| SBI BSE PSU Bank Index Fund | SBI Mutual Fund | 1.38% | ₹5 cr |
| SBI BSE PSU Bank ETF | SBI Mutual Fund | 1.38% | ₹2 cr |
| Mirae Asset Nifty PSU Bank ETF | Mirae Asset Mutual Fund | 1.32% | ₹1 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Indian Overseas Bank | ₹28.74 | ₹55,324 cr | 8.3 | 1.4 | 15.7% | 2.5% | 1.42 | -29.0% |
| IndusInd Bank Ltd. | ₹837.1 | ₹65,448 cr | 21.8 | 1 | 1.4% | 0.3% | 0.83 | +4.5% |
| Bank of Maharashtra | ₹80.27 | ₹62,455 cr | 7.7 | 1.7 | 22.7% | 3.7% | 1.12 | +37.2% |
| Bank of India | ₹134.45 | ₹60,323 cr | 4.9 | 0.7 | 12.1% | 1.7% | 1.89 | -3.1% |
| RBL Bank Ltd. | ₹352.55 | ₹54,485 cr | 25.5 | 1.3 | 5.4% | 0.9% | 1.99 | +8.7% |
| Yes Bank Limited | ₹15.41 | ₹47,586 cr | 11.7 | 0.9 | 7.1% | 0.9% | 1.46 | -30.8% |
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