NSE ScannerNBFC & Lending · Finance/Rental/Leasing · NSE: CREDITACC · data 2026-10-30
CreditAccess Grameen Ltd.
In plain words
Price: 37.4% below its 52-week high of ₹1,634.
Delivery: 52.5% of traded shares were kept for delivery over the last 10 sessions, against 52.7% over the last 60.
Latest results: a net profit of ₹126 cr for the quarter ended Sept 2025 (-32.4% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹6,722 cr |
| Net profit (last 12 months) | ₹1,587 cr |
| Sales growth, 3 years (yearly) | 19.9% |
| Profit growth, 3 years (yearly) | -2.0% |
Latest results in brief (Q4 FY25)
CREDITACC Q4 FY25 results (consolidated figures, as filed on NSE).
Revenue was ₹1,406.63 crore.
Net profit was ₹47.21 crore.
Operating margin was 38.6%.
EPS was ₹2.96.
CREDITACC के Q4 FY25 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹1,406.63 करोड़।
शुद्ध मुनाफ़ा: ₹47.21 करोड़।
ऑपरेटिंग मार्जिन: 38.6%।
EPS: ₹2.96।
CREDITACCના Q4 FY25 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹1,406.63 કરોડ.
ચોખ્ખો નફો: ₹47.21 કરોડ.
ઓપરેટિંગ માર્જિન: 38.6%.
EPS: ₹2.96.
Written from the filed numbers. Not a recommendation.
Smart-money activity
22/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 17/30: Delivery 43.9% over the last 20 sessions vs 55.2% in the 40 before (0.8x); shares delivered per day 1.53x usual; 3 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 24 Jul 26Results Q1 FY27 results: profit +719.7% YoY +5.8% next session
- 8 May 26Results Q4 FY26 results: profit +619.2% YoY -0.6% next session
- 20 Jan 26Results Q3 FY26 results: turned to profit vs a year ago +5.7% next session
- 28 Oct 25Results Q2 FY26 results: profit −32.4% YoY -4.7% next session
- 22 Jul 25Results Q1 FY26 results: profit −84.9% YoY +4.7% next session
- 16 May 25Results Q4 FY25 results: profit −88.1% YoY -6.3% next session
- 24 Jan 25Results Q3 FY25 results: turned to loss vs a year ago -4.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2025 | ₹1,508 cr | ₹126 cr | -32.4% | 44.0% | 7.87 |
| Jun 2025 | ₹1,463 cr | ₹60 cr | — | 39.5% | 3.77 |
| Sept 2024 | ₹1,453 cr | ₹186 cr | -46.4% | 51.8% | 11.67 |
| Sept 2023 | ₹1,247 cr | ₹347 cr | — | 72.4% | 21.82 |
Shareholding trend
| Holder | Jun 2026 | Mar 2026 | Dec 2025 | Jun 2025 |
|---|---|---|---|---|
| Promoters | 66.21% | 66.24% | 66.28% | 66.43% |
| Foreign institutions (FII) | 13.48% | 12.94% | 11.68% | 12.13% |
| Domestic institutions (DII) | 12.67% | 12.59% | 13.23% | 12.76% |
| Mutual funds | 10.20% | 9.95% | 10.65% | 10.54% |
| Retail investors | 3.76% | 4.02% | 4.25% | 4.18% |
| Number of shareholders | 79,071 | 83,884 | 85,666 | 1,01,902 |
Common questions
What was CreditAccess Grameen Ltd.'s latest quarterly profit?
CreditAccess Grameen Ltd. reported a net profit of ₹126 cr for the quarter ended Sept 2025 (-32.4% on the same quarter a year earlier), on revenue of ₹1,508 cr.
How much do promoters hold in CreditAccess Grameen Ltd.?
Promoters held 66.21% of CreditAccess Grameen Ltd. at the end of Jun 2026, with 0.00% of promoter shares pledged.
Is CreditAccess Grameen Ltd. debt-free?
Its latest reported debt-to-equity ratio is 3.03, meaning borrowings are larger than shareholders' equity.
What is CreditAccess Grameen Ltd.'s P/E ratio?
About 10.4, based on the last 12 months' earnings and a price of ₹1,023.6 (data 2026-10-30).
What is the 52-week high and low of CreditAccess Grameen Ltd.?
The 52-week high is ₹1,634 and the 52-week low is ₹993.9.
Mutual funds holding CreditAccess Grameen Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 1 scheme holding about ₹6 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| ADITYA BIRLA SUN LIFE DIVIDEND YIELD FUND | Aditya Birla Sun Life Mutual Fund | 0.46% | ₹6 cr |
Similar companies
Capri Global Capital Limited (CGCL) · Aadhar Housing Finance Ltd (AADHARHFC) · IFCI Limited (IFCI) · Sammaan Capital Ltd (SAMMAANCAP) · Five-Star Business Finance Limited (FIVESTAR)
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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