TickerKhojHSBC Mutual Fund · Debt · Banking and PSU Debt · Direct plan
HSBC Banking and PSU Debt Fund - Direct Plan - Growth
₹27.1403NAV on 30 Oct 2026Expense ratio 0.28%
29 Oct 2025NAV low 26.14 · high 27.27+3.8%
In plain words
Over 3 years it returned +6.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 12 of 15 funds in Banking and PSU Debt.
A monthly SIP over 3 years ended ₹2,286 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | -0.0% | -5.1% |
| 6 months | +2.2% | -3.2% |
| 1 year | +3.8% | -10.2% |
| 3 years (yearly) | +6.7% | +7.4% |
| Since start (yearly) | +6.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,631 | +3.6% |
| 3 years | ₹3,60,000 | ₹3,94,924 | +5.8% |
Other plan of this fund: HSBC Banking and PSU Debt Fund - Regular Plan - Growth