TickerKhojHSBC Mutual Fund · Debt · Banking and PSU Debt · Regular plan
HSBC Banking and PSU Debt Fund - Regular Plan - Growth
₹25.6926NAV on 2 Nov 2026Expense ratio 0.61%
3 Nov 2025NAV low 24.82 · high 25.8+3.5%
In plain words
Over 3 years it returned +6.3% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.7%.
On 3-year return it ranks 12 of 15 funds in Banking and PSU Debt.
A monthly SIP over 3 years ended ₹2,173 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +4.6% |
| 3 months | -0.0% | -3.8% |
| 6 months | +2.2% | -1.6% |
| 1 year | +3.6% | -8.1% |
| 3 years (yearly) | +6.3% | +8.0% |
| Since start (yearly) | +6.3% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,192 | +3.4% |
| 3 years | ₹3,60,000 | ₹3,91,189 | +5.5% |
Other plan of this fund: HSBC Banking and PSU Debt Fund - Direct Plan - Growth