TickerKhojITI Mutual Fund · Debt · Banking and PSU · Regular plan
ITI Banking & PSU Debt Fund - Regular Plan - Growth
₹13.766NAV on 2 Nov 2026Expense ratio 0.75%
3 Nov 2025NAV low 13.29 · high 13.79+3.6%
In plain words
Over 3 years it returned +6.2% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 3 of 4 funds in Banking and PSU.
A monthly SIP over 5 years ended ₹10,204 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +4.6% |
| 3 months | +0.3% | -3.8% |
| 6 months | +1.8% | -1.6% |
| 1 year | +3.6% | -8.1% |
| 3 years (yearly) | +6.2% | +8.0% |
| 5 years (yearly) | +5.7% | +6.5% |
| Since start (yearly) | +5.4% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,162 | +3.3% |
| 3 years | ₹3,60,000 | ₹3,89,998 | +5.3% |
| 5 years | ₹6,00,000 | ₹6,94,451 | +5.8% |
Other plan of this fund: ITI Banking & PSU Debt Fund - Direct Plan - Growth