TickerKhojITI Mutual Fund · Debt · Banking and PSU · Direct plan
ITI Banking & PSU Debt Fund - Direct Plan - Growth
₹14.2112NAV on 30 Oct 2026Expense ratio 0.23%
3 Nov 2025NAV low 13.67 · high 14.25+4.1%
In plain words
Over 3 years it returned +6.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 3 of 4 funds in Banking and PSU.
A monthly SIP over 5 years ended ₹10,204 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.0% | +1.9% |
| 3 months | +0.5% | -5.1% |
| 6 months | +2.1% | -3.2% |
| 1 year | +4.1% | -10.2% |
| 3 years (yearly) | +6.8% | +7.4% |
| 5 years (yearly) | +6.3% | +6.5% |
| Since start (yearly) | +6.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,512 | +3.9% |
| 3 years | ₹3,60,000 | ₹3,93,369 | +5.8% |
| 5 years | ₹6,00,000 | ₹7,04,655 | +6.4% |
Other plan of this fund: ITI Banking & PSU Debt Fund - Regular Plan - Growth