TickerKhojICICI Prudential Mutual Fund · Solution Oriented · Retirement · Direct plan
ICICI Prudential Retirement Fund Pure Debt Plan - Direct Plan - Growth
₹17.1563NAV on 2 Nov 2026Expense ratio 1.22%
3 Nov 2025NAV low 16.57 · high 17.29+3.5%
In plain words
Over 3 years it returned +6.3% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.4%.
On 3-year return it ranks 25 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹17,230 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +4.6% |
| 3 months | -0.1% | -3.8% |
| 6 months | +2.0% | -1.6% |
| 1 year | +3.5% | -8.1% |
| 3 years (yearly) | +6.3% | +8.0% |
| 5 years (yearly) | +5.8% | +6.5% |
| Since start (yearly) | +7.3% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,037 | +3.1% |
| 3 years | ₹3,60,000 | ₹3,89,505 | +5.2% |
| 5 years | ₹6,00,000 | ₹6,96,620 | +5.9% |
Other plan of this fund: ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth