TickerKhojICICI Prudential Mutual Fund · Solution Oriented · Retirement · Regular plan
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth
₹15.6188NAV on 2 Nov 2026Expense ratio 2.14%
3 Nov 2025NAV low 15.23 · high 15.77+2.6%
In plain words
Over 3 years it returned +5.3% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.5%.
On 3-year return it ranks 26 of 27 funds in Retirement.
A monthly SIP over 5 years ended ₹17,230 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +4.6% |
| 3 months | -0.3% | -3.8% |
| 6 months | +1.6% | -1.6% |
| 1 year | +2.5% | -8.1% |
| 3 years (yearly) | +5.3% | +8.0% |
| 5 years (yearly) | +4.8% | +6.5% |
| Since start (yearly) | +6.0% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,421 | +2.2% |
| 3 years | ₹3,60,000 | ₹3,83,795 | +4.2% |
| 5 years | ₹6,00,000 | ₹6,79,390 | +4.9% |
Other plan of this fund: ICICI Prudential Retirement Fund Pure Debt Plan - Direct Plan - Growth