Bandhan Mutual Fund · Debt · Credit Risk · Regular plan
BANDHAN CREDIT RISK FUND - Regular Plan - Growth
₹17.3277NAV on 31 Oct 2026Expense ratio 1.67%
30 Oct 2025NAV low 16.67 · high 17.39+4.0%
In plain words
Over 3 years it returned +6.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 13 of 13 funds in Credit Risk.
A monthly SIP over 5 years ended ₹18,541 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.2% | +1.9% |
| 3 months | +0.2% | -5.1% |
| 6 months | +2.3% | -3.2% |
| 1 year | +4.0% | -10.2% |
| 3 years (yearly) | +6.0% | +7.4% |
| 5 years (yearly) | +5.2% | +6.5% |
| Since start (yearly) | +5.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,795 | +3.8% |
| 3 years | ₹3,60,000 | ₹3,91,319 | +5.2% |
| 5 years | ₹5,90,000 | ₹6,79,776 | +5.5% |
Other plan of this fund: BANDHAN CREDIT RISK FUND - Direct Plan - Growth