NSE ScannerBandhan Mutual Fund · Debt · Credit Risk · Direct plan
BANDHAN CREDIT RISK FUND - Direct Plan - Growth
₹19.0626NAV on 31 Oct 2026Expense ratio 0.66%
30 Oct 2025NAV low 18.15 · high 19.1+5.0%
In plain words
Over 3 years it returned +7.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.5%.
On 3-year return it ranks 13 of 13 funds in Credit Risk.
A monthly SIP over 5 years ended ₹18,541 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.4% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +5.0% | -10.2% |
| 3 years (yearly) | +7.1% | +7.4% |
| 5 years (yearly) | +6.3% | +6.5% |
| Since start (yearly) | +6.9% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,566 | +4.9% |
| 3 years | ₹3,60,000 | ₹3,97,953 | +6.3% |
| 5 years | ₹5,90,000 | ₹6,98,317 | +6.6% |
Other plan of this fund: BANDHAN CREDIT RISK FUND - Regular Plan - Growth