PGIM India Mutual Fund · Debt · Gilt · Direct plan
PGIM India Gilt Fund - Direct Plan - Growth
₹33.1658NAV on 30 Oct 2026Expense ratio 0.52%
29 Oct 2025NAV low 32.18 · high 33.88+0.7%
In plain words
Over 3 years it returned +5.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.2%.
On 3-year return it ranks 13 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹80,811 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -1.4% | -5.1% |
| 6 months | +1.5% | -3.2% |
| 1 year | +1.1% | -10.2% |
| 3 years (yearly) | +5.9% | +7.4% |
| 5 years (yearly) | +5.3% | +6.5% |
| 10 years (yearly) | +6.3% | +11.3% |
| Since start (yearly) | +7.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,847 | +1.2% |
| 3 years | ₹3,60,000 | ₹3,81,615 | +3.6% |
| 5 years | ₹5,90,000 | ₹6,71,144 | +5.0% |
| 10 years | ₹11,90,000 | ₹16,15,172 | +5.9% |
Other plan of this fund: PGIM India Gilt Fund - Regular Plan - Growth