PGIM India Mutual Fund · Debt · Gilt · Regular plan
PGIM India Gilt Fund - Regular Plan - Growth
₹30.3084NAV on 30 Oct 2026Expense ratio 1.42%
29 Oct 2025NAV low 29.55 · high 31.02-0.1%
In plain words
Over 3 years it returned +5.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.8%.
On 3-year return it ranks 13 of 22 funds in Gilt.
A monthly SIP over 10 years ended ₹80,811 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -1.6% | -5.1% |
| 6 months | +1.1% | -3.2% |
| 1 year | +0.3% | -10.2% |
| 3 years (yearly) | +5.0% | +7.4% |
| 5 years (yearly) | +4.3% | +6.5% |
| 10 years (yearly) | +5.5% | +11.3% |
| Since start (yearly) | +6.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,216 | +0.3% |
| 3 years | ₹3,60,000 | ₹3,76,020 | +2.7% |
| 5 years | ₹5,90,000 | ₹6,54,441 | +4.0% |
| 10 years | ₹11,90,000 | ₹15,34,361 | +4.9% |
Other plan of this fund: PGIM India Gilt Fund - Direct Plan - Growth