TickerKhojHDFC Mutual Fund · Solution Oriented · Retirement · Regular plan
HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth
₹21.3759NAV on 30 Oct 2026Expense ratio 2.34%
29 Oct 2025NAV low 21.09 · high 22-2.4%
In plain words
Over 3 years it returned +5.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.2%.
A monthly SIP over 10 years ended ₹1,10,539 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -2.4% | -5.1% |
| 6 months | -0.6% | -3.2% |
| 1 year | -2.1% | -10.2% |
| 3 years (yearly) | +5.4% | +7.4% |
| 5 years (yearly) | +5.5% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +7.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,001 | -2.7% |
| 3 years | ₹3,60,000 | ₹3,71,143 | +1.9% |
| 5 years | ₹5,90,000 | ₹6,61,498 | +4.5% |
| 10 years | ₹11,90,000 | ₹16,31,049 | +6.1% |
Other plan of this fund: HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth