NSE ScannerHDFC Mutual Fund · Solution Oriented · Retirement · Direct plan
HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth
₹24.439NAV on 30 Oct 2026Expense ratio 1.36%
29 Oct 2025NAV low 23.97 · high 25.09-1.3%
In plain words
Over 3 years it returned +6.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.0%.
A monthly SIP over 10 years ended ₹1,10,539 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | -2.2% | -5.1% |
| 6 months | -0.1% | -3.2% |
| 1 year | -1.1% | -10.2% |
| 3 years (yearly) | +6.5% | +7.4% |
| 5 years (yearly) | +6.7% | +6.5% |
| 10 years (yearly) | +7.9% | +11.3% |
| Since start (yearly) | +8.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,734 | -1.7% |
| 3 years | ₹3,60,000 | ₹3,77,760 | +3.0% |
| 5 years | ₹5,90,000 | ₹6,81,644 | +5.6% |
| 10 years | ₹11,90,000 | ₹17,41,588 | +7.3% |
Other plan of this fund: HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth