NSE ScannerHDFC Mutual Fund · Solution Oriented · Retirement · Direct plan
HDFC Retirement Fund - Hybrid-Equity Plan - Direct Plan - Growth
₹41.166NAV on 30 Oct 2026Expense ratio 1.12%
29 Oct 2025NAV low 39.87 · high 45.37-8.7%
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -12.3%.
On 3-year return it ranks 18 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,51,120 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +1.9% |
| 3 months | -4.7% | -5.1% |
| 6 months | -2.5% | -3.2% |
| 1 year | -8.3% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +8.6% | +6.5% |
| 10 years (yearly) | +12.0% | +11.3% |
| Since start (yearly) | +14.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,975 | -8.1% |
| 3 years | ₹3,60,000 | ₹3,60,309 | +0.1% |
| 5 years | ₹5,90,000 | ₹6,92,464 | +6.3% |
| 10 years | ₹11,90,000 | ₹21,27,698 | +11.1% |
Other plan of this fund: HDFC Retirement Fund - Hybrid-Equity Plan - Regular Plan - Growth