NSE ScannerHDFC Mutual Fund · Solution Oriented · Retirement · Regular plan
HDFC Retirement Fund - Hybrid-Equity Plan - Regular Plan - Growth
₹35.768NAV on 30 Oct 2026Expense ratio 2.13%
29 Oct 2025NAV low 34.85 · high 39.77-9.7%
In plain words
Over 3 years it returned +6.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -12.7%.
On 3-year return it ranks 18 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,51,120 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.0% | +1.9% |
| 3 months | -5.0% | -5.1% |
| 6 months | -3.0% | -3.2% |
| 1 year | -9.3% | -10.2% |
| 3 years (yearly) | +6.1% | +7.4% |
| 5 years (yearly) | +7.4% | +6.5% |
| 10 years (yearly) | +10.6% | +11.3% |
| Since start (yearly) | +12.7% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,252 | -9.1% |
| 3 years | ₹3,60,000 | ₹3,53,775 | -1.1% |
| 5 years | ₹5,90,000 | ₹6,70,607 | +5.0% |
| 10 years | ₹11,90,000 | ₹19,76,578 | +9.8% |
Other plan of this fund: HDFC Retirement Fund - Hybrid-Equity Plan - Direct Plan - Growth