TickerKhojLIC Mutual Fund · Equity · Sectoral / Thematic · Direct plan
LIC MF Banking and Financial Services Fund - Direct Plan - Growth
₹22.0037NAV on 30 Oct 2026Expense ratio 1.57%
29 Oct 2025NAV low 21.68 · high 25.91-11.9%
In plain words
Over 3 years it returned +5.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.3%.
On 3-year return it ranks 133 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,33,181 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -4.5% | +1.9% |
| 3 months | -10.4% | -5.1% |
| 6 months | -7.2% | -3.2% |
| 1 year | -11.6% | -10.2% |
| 3 years (yearly) | +5.3% | +7.4% |
| 5 years (yearly) | +7.2% | +6.5% |
| 10 years (yearly) | +7.7% | +11.3% |
| Since start (yearly) | +7.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,07,921 | -16.1% |
| 3 years | ₹3,60,000 | ₹3,55,829 | -0.7% |
| 5 years | ₹5,90,000 | ₹6,73,592 | +5.2% |
| 10 years | ₹11,90,000 | ₹18,37,469 | +8.4% |
Other plan of this fund: LIC MF Banking and Financial Services Fund - Regular Plan - Growth