TickerKhojLIC Mutual Fund · Equity · Sectoral / Thematic · Regular plan
LIC MF Banking and Financial Services Fund - Regular Plan - Growth
₹19.339NAV on 2 Nov 2026Expense ratio 2.78%
29 Oct 2025NAV low 19.04 · high 22.82-13.0%
In plain words
Over 3 years it returned +3.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.6%.
On 3-year return it ranks 133 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,33,181 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -4.6% | +1.9% |
| 3 months | -10.7% | -5.1% |
| 6 months | -7.8% | -3.2% |
| 1 year | -12.7% | -10.2% |
| 3 years (yearly) | +3.8% | +7.4% |
| 5 years (yearly) | +5.7% | +6.5% |
| 10 years (yearly) | +6.3% | +11.3% |
| Since start (yearly) | +5.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,07,112 | -17.1% |
| 3 years | ₹3,60,000 | ₹3,47,893 | -2.1% |
| 5 years | ₹5,90,000 | ₹6,48,301 | +3.7% |
| 10 years | ₹11,90,000 | ₹17,04,288 | +6.9% |
Other plan of this fund: LIC MF Banking and Financial Services Fund - Direct Plan - Growth