NSE ScannerBank of India Mutual Fund · Hybrid · Balanced Advantage · Direct plan
BANK OF INDIA BALANCED ADVANTAGE FUND - Direct Plan - Growth
₹27.6151NAV on 30 Oct 2026Expense ratio 1.39%
29 Oct 2025NAV low 26.76 · high 29.05-1.0%
In plain words
Over 3 years it returned +9.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -12.8%.
On 3-year return it ranks 15 of 30 funds in Balanced Advantage.
A monthly SIP over 10 years ended ₹91,758 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -3.6% | -5.1% |
| 6 months | -2.3% | -3.2% |
| 1 year | -0.6% | -10.2% |
| 3 years (yearly) | +9.2% | +7.4% |
| 5 years (yearly) | +9.9% | +6.5% |
| 10 years (yearly) | +7.3% | +11.3% |
| Since start (yearly) | +8.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,218 | -2.4% |
| 3 years | ₹3,60,000 | ₹3,81,556 | +3.6% |
| 5 years | ₹5,90,000 | ₹7,14,201 | +7.5% |
| 10 years | ₹11,90,000 | ₹18,18,738 | +8.2% |
Other plan of this fund: BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - Growth