Bank of India Mutual Fund · Hybrid · Balanced Advantage · Regular plan
BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - Growth
₹25.1903NAV on 30 Oct 2026Expense ratio 2.67%
29 Oct 2025NAV low 24.56 · high 26.56-2.1%
In plain words
Over 3 years it returned +8.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -13.2%.
On 3-year return it ranks 15 of 30 funds in Balanced Advantage.
A monthly SIP over 10 years ended ₹91,758 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -3.9% | -5.1% |
| 6 months | -2.8% | -3.2% |
| 1 year | -1.7% | -10.2% |
| 3 years (yearly) | +8.0% | +7.4% |
| 5 years (yearly) | +8.8% | +6.5% |
| 10 years (yearly) | +6.4% | +11.3% |
| Since start (yearly) | +7.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,420 | -3.5% |
| 3 years | ₹3,60,000 | ₹3,74,395 | +2.4% |
| 5 years | ₹5,90,000 | ₹6,92,994 | +6.3% |
| 10 years | ₹11,90,000 | ₹17,26,980 | +7.2% |
Other plan of this fund: BANK OF INDIA BALANCED ADVANTAGE FUND - Direct Plan - Growth