NSE ScannerUTI Mutual Fund · Debt · Banking and PSU Debt · Direct plan
UTI Banking & PSU Debt Fund - Direct Plan - Growth
₹24.1464NAV on 30 Oct 2026Expense ratio 0.24%
29 Oct 2025NAV low 22.83 · high 24.15+5.7%
In plain words
Over 3 years it returned +7.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 1 of 15 funds in Banking and PSU Debt.
A monthly SIP over 10 years ended ₹19,640 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.4% | -5.1% |
| 6 months | +3.2% | -3.2% |
| 1 year | +5.7% | -10.2% |
| 3 years (yearly) | +7.5% | +7.4% |
| 5 years (yearly) | +7.8% | +6.5% |
| 10 years (yearly) | +6.5% | +11.3% |
| Since start (yearly) | +7.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,389 | +6.0% |
| 3 years | ₹3,60,000 | ₹4,01,922 | +6.9% |
| 5 years | ₹5,90,000 | ₹7,11,350 | +7.3% |
| 10 years | ₹11,90,000 | ₹16,93,022 | +6.8% |
Other plan of this fund: UTI Banking & PSU Debt Fund - Regular Plan - Growth