TickerKhojUTI Mutual Fund · Debt · Banking and PSU Debt · Regular plan
UTI Banking & PSU Debt Fund - Regular Plan - Growth
₹23.6629NAV on 30 Oct 2026Expense ratio 0.47%
29 Oct 2025NAV low 22.43 · high 23.66+5.5%
In plain words
Over 3 years it returned +7.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 1 of 15 funds in Banking and PSU Debt.
A monthly SIP over 10 years ended ₹19,640 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.3% | +1.9% |
| 3 months | +1.3% | -5.1% |
| 6 months | +3.1% | -3.2% |
| 1 year | +5.5% | -10.2% |
| 3 years (yearly) | +7.2% | +7.4% |
| 5 years (yearly) | +7.5% | +6.5% |
| 10 years (yearly) | +6.3% | +11.3% |
| Since start (yearly) | +7.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,202 | +5.8% |
| 3 years | ₹3,60,000 | ₹4,00,325 | +6.7% |
| 5 years | ₹5,90,000 | ₹7,06,420 | +7.0% |
| 10 years | ₹11,90,000 | ₹16,73,382 | +6.6% |
Other plan of this fund: UTI Banking & PSU Debt Fund - Direct Plan - Growth