TickerKhojDSP Mutual Fund · Debt · Banking and PSU Debt · Direct plan
DSP Banking and PSU Debt Fund - Direct Plan - Growth
₹26.1729NAV on 30 Oct 2026Expense ratio 0.34%
29 Oct 2025NAV low 25.42 · high 26.45+2.9%
In plain words
Over 3 years it returned +6.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.2%.
On 3-year return it ranks 14 of 15 funds in Banking and PSU Debt.
A monthly SIP over 10 years ended ₹24,791 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -0.5% | -5.1% |
| 6 months | +1.9% | -3.2% |
| 1 year | +3.0% | -10.2% |
| 3 years (yearly) | +6.6% | +7.4% |
| 5 years (yearly) | +5.9% | +6.5% |
| 10 years (yearly) | +6.7% | +11.3% |
| Since start (yearly) | +7.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,980 | +2.7% |
| 3 years | ₹3,60,000 | ₹3,91,480 | +5.3% |
| 5 years | ₹5,90,000 | ₹6,87,042 | +6.0% |
| 10 years | ₹11,90,000 | ₹16,54,506 | +6.4% |
Other plan of this fund: DSP Banking and PSU Debt Fund - Regular Plan - Growth