TickerKhojDSP Mutual Fund · Debt · Banking and PSU Debt · Regular plan
DSP Banking and PSU Debt Fund - Regular Plan - Growth
₹25.2276NAV on 2 Nov 2026Expense ratio 0.61%
29 Oct 2025NAV low 24.53 · high 25.47+2.6%
In plain words
Over 3 years it returned +6.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.3%.
On 3-year return it ranks 14 of 15 funds in Banking and PSU Debt.
A monthly SIP over 10 years ended ₹24,791 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -0.6% | -5.1% |
| 6 months | +1.8% | -3.2% |
| 1 year | +2.7% | -10.2% |
| 3 years (yearly) | +6.3% | +7.4% |
| 5 years (yearly) | +5.6% | +6.5% |
| 10 years (yearly) | +6.4% | +11.3% |
| Since start (yearly) | +7.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,775 | +2.4% |
| 3 years | ₹3,60,000 | ₹3,89,687 | +5.0% |
| 5 years | ₹5,90,000 | ₹6,82,051 | +5.7% |
| 10 years | ₹11,90,000 | ₹16,29,715 | +6.1% |
Other plan of this fund: DSP Banking and PSU Debt Fund - Direct Plan - Growth