NSE ScannerUTI Mutual Fund · Solution Oriented · Retirement · Direct plan
UTI Retirement Fund - Direct Plan - Growth
₹53.4703NAV on 30 Oct 2026Expense ratio 1.16%
29 Oct 2025NAV low 51.85 · high 55.62-2.0%
In plain words
Over 3 years it returned +8.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.3%.
On 3-year return it ranks 15 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹68,038 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -3.1% | -5.1% |
| 6 months | -0.5% | -3.2% |
| 1 year | -1.8% | -10.2% |
| 3 years (yearly) | +8.4% | +7.4% |
| 5 years (yearly) | +8.1% | +6.5% |
| 10 years (yearly) | +8.7% | +11.3% |
| Since start (yearly) | +8.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,983 | -2.7% |
| 3 years | ₹3,60,000 | ₹3,79,674 | +3.3% |
| 5 years | ₹5,90,000 | ₹7,06,087 | +7.0% |
| 10 years | ₹11,90,000 | ₹18,97,968 | +9.0% |
Other plan of this fund: UTI Retirement Fund - Regular Plan - Growth